Sun Coast Villas
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What Sun Coast Villas's governing documents say
Sun Coast Villas, Section 3 is a standard single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). The rules apply to all lot owners and residents, focusing on maintaining a uniform residential appearance and community standards.
- Residential use only: Lots may be used only for residential purposes; business, commercial, or professional activities are prohibited. However, the developer may convert lots to multi-family housing.
- Architectural & design control: All building designs, materials, and exterior colors must be approved by the developer (or later the association) to maintain a uniform plan. No temporary structures, exterior antennas, satellite dishes, or clotheslines are allowed without written approval.
- Maintenance & landscaping: Lot owners must keep their property neat and well-maintained. The association maintains front, side, and rear yard landscaping outside fenced areas, and each unit's exterior must be pressure washed at least once a year. Irrigation systems are mandatory and scheduled by the developer or association.
- Parking & vehicles: Vehicles must be parked in driveways only; no parking on lawns, roadways, or common areas. Maximum three vehicles per residence without written approval. Inoperable or unregistered vehicles and tractor-trailers are prohibited. Vehicle repairs must be completed within one day.
- Pets: No more than four household pets per lot. Pets must be confined to a fenced area or leashed when outside. Owners must clean up pet debris; costs for removal may be assessed against the lot.
- Assessments & fees: Annual assessments are set by the board and may increase up to 10% per year without member vote; larger increases require a 2/3 vote. Special assessments for capital improvements also require 2/3 approval. Assessments are due quarterly and become a lien if unpaid, with 14% annual interest.
- Recreational amenities: All lot owners automatically hold a membership in the Sun Coast Swim and Racquet Club, Inc., which provides recreational facilities. Membership is appurtenant to the lot and cannot be separated.
- Signs & window coverings: No 'For Sale' or 'For Rent' signs are allowed except by the developer. White mini-blinds must be installed in all windows within 10 days of occupancy.
Key facts from Sun Coast Villas's documents
- Community type
- homeowners association (Sun Coast Villas Homeowners Association, Inc.) (Article 24(a))
- Developer / declarant
- Sanco of Wilmington Service Corporation (First paragraph of Declaration)
- Governing law
- Chapter 55A of the General Statutes of North Carolina (nonprofit corporation) (Article 24(a))
- Assessments & dues
- Board of Directors establishes annual assessment each calendar year (Article 25(e))
- Special assessments
- May be levied for capital improvements with assent of 2/3 of Class A members voting (Article 25(f))
- Collections & liens
- Association has lien on lot for unpaid assessments + interest + costs + attorney's fees; lien subordinate to first mortgage; may be foreclosed (Article 25(b),(i),(j))
- Reserves & fees
- Interest at 14% per annum from date due until paid after 30 days (Article 25(i))
- Pets
- Yes; dogs, cats, or other household pets for companionship (Article 8)
- Leasing & rentals
- Not explicitly addressed; 'For Rent' signs restricted suggests rentals allowed but not detailed (Article 15(B) (sign restriction))
- Parking & vehicles
- Not allowed (no vehicles may block street or roadway; no parking on roadways) (Article 7(B))
- Fences
- Developer constructs fenced areas; no other fencing allowed without written permission; fences maintained by Association (Articles 9, 10)
- Architectural approval
- Yes; Developer approval required for building design, location, materials, exterior colors (Articles 5, 6)
- Home business
- Prohibited (lot use only residential) (Article 2)
- Signs & flags
- Directional signs allowed by Developer for 5 years; 'For Sale'/'For Rent' signs only by Developer or with written permission (Article 15(A),(B))
- Maintenance
- Owner must maintain roof (part of exterior maintenance) (Article 13)
- Insurance
- Association maintains casualty and liability insurance on common areas; liability at least $1,000,000 per occurrence (Article 30)
- Use restrictions
- Yes; no business, manufacturing, commercial, or professional purposes (Article 2)
- Voting & meetings
- Class A (lot owners): 1 vote per lot; Class B (Developer): 3 votes per lot until conversion (Article 24(c))
Related associations
Nearby (within 500 m): Gordon Woods · Alamosa Place · Belmar Forest · Newbury Woods · The Preserve · Clearwater Preserve · Whitney Pines · Shenandoah Woods · Summers Glen · Potomac Woods
About this HOA
Sun Coast Villas is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Sun Coast Villas: 1 CC&R. Last updated 2026-06-01.