Sun Coast Villas at Coastal Carolinas

Wilmington, NC
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What Sun Coast Villas at Coastal Carolinas's governing documents say

Sun Coast Villas at Coastal Carolinas, Section 5 is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). The rules apply to all lot owners and occupants, focusing on residential use, property maintenance, and community standards.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Sun Coast Villas at Coastal Carolinas's documents

Community type
HOA as of 1998 (Section 24(a): SUN COAST VILLAS HOMEOWNE)
Governing law
Chapter 55A of the General Statutes of North Carolina as of 1998 (Section 24(a))
Assessments & dues
$1,512/year (estimated from 4 real-estate listings) as of 2026 (https://www.erghomefinders.com/property/)
Special assessments
Levy allowed for capital improvements with 2/3 vote of Class A members as of 1998 (Section 25(f))
Collections & liens
Assessments are a lien on the lot; may be foreclosed. Lien recorded after default. Subordinate to first mortgage. Foreclosure extinguishes prior delinquent assessments as to new owner. as of 1998 (Sections 25(j)-(k))
Reserves & fees
Interest at 14% per annum after 30 days due; no specific late fee mentioned as of 1998 (Section 25(i))
Pets
Yes - dogs, cats, household pets for companionship as of 1998 (Section 8)
Parking & vehicles
Tractor-trailers prohibited; inoperable vehicles prohibited as of 1998 (Section 7C)
Fences
Developer constructs fenced areas adjacent to units; no other fencing allowed without written approval. Fence maintenance by Association. as of 1998 (Sections 9 and 10)
Architectural approval
Yes - Developer approval required for design, construction materials, exterior colors, fences, temporary structures, antennas, etc. as of 1998 (Sections 4, 5, 6, 10, 19, 20)
Home business
Not allowed as of 1998 (Section 2)
Maintenance
Owners maintain exterior of buildings. Association pressure washes exteriors annually, maintains fences, landscaping outside fenced areas, mailboxes, common areas. as of 1998 (Sections 13, 9, 10, 14, 17, 24(a))
Insurance
Association maintains casualty and liability insurance on common areas; minimum liability $1,000,000 as of 1998 (Section 30(a))
Use restrictions
Yes - no business, manufacturing, commercial, or professional purposes as of 1998 (Section 2)
Voting & meetings
Class A (lot owners except Developer): 1 vote per lot. Class B (Developer): 3 votes per lot owned until 75% deeded to homeowners or Dec 31, 2005. as of 1998 (Section 24(c))
Amenities
Sun Coast Swim and Racquet Club, Inc. provides recreational facilities and other amenities. Association responsible for 'other amenities' (not listed in detail). as of 1998 (Section 26 and Section 24(a))

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Sun Coast Villas at Coastal Carolinas is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Sun Coast Villas at Coastal Carolinas: 1 CC&R. Last updated 2026-06-01.

Governing documents

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