Misty Harbour

Wilmington, NC
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What Misty Harbour's governing documents say

Misty Harbour is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). The rules apply to all lot owners and are designed to maintain a uniform residential character. Key restrictions cover architectural review, minimum and maximum home sizes, and limits on leasing, pets, and parking.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Misty Harbour's documents

Community type
single-family residential subdivision as of 1986 (Section 3: residential use only; single )
Legal name
Misty Harbour
Developer / declarant
Otis W. Taylor
Assessments & dues
$300/year (estimated from 2 real-estate listings) as of 2026 (https://www.homes.com/property/7403-jani)
Special assessments
Association may levy special assessments for unexpected or unbudgeted expenses, capital improvements, etc. as of 1986 (Section 13(a)(ii): special assessments f)
Collections & liens
Unpaid assessments become a lien against the lot; Association may collect by action at law; lien runs with land; includes costs and attorney fees as of 1986 (Section 13(e)(g)(h))
Reserves & fees
Interest at 1.5% per month from due date until paid as of 1986 (Section 13(g): bear interest at the rate)
Pets
Allowed but not to be noxious, dangerous, unsightly, unpleasant as of 1986 (Section 8(b): no plants or animals whose)
Parking & vehicles
Boats: each owner may park or store on lot not more than two (2) boats, placed beside or behind dwelling, kept clean as of 1986 (Section 28: Each Owner may park or store)
Architectural approval
Approval required for any building, fence, well, structure, grade alteration, exterior changes, landscaping, vegetation removal, etc. as of 1986 (Section 5(a) and 7(g): no building, fenc)
Home business
Prohibited; accessory buildings not used for any activity normally conducted as a business; lots used for residential purposes exclusively as of 1986 (Section 7(h)(i): accessory buildings not)
Setbacks / home size
Minimum 1,400 square feet of heated floor space exclusive of garage, covered walks and porches as of 1986 (Section 7(a): minimum square footage… on)
Maintenance
Owner maintains lot and dwelling; Association maintains roads, drainage easements, traffic control, utility locations, common areas, common community services, and general planting/landscaping within roadway areas and common areas as of 1986 (Sections 2 and 26: Association responsib)
Insurance
Association shall keep common area property insured at 100% replacement cost against fire and other hazards, and public liability insurance as of 1986 (Section 25(a): keep common area property)
Use restrictions
All lots for single family residential purposes only; no structure other than one single family residence as of 1986 (Section 3: all lots to be used for singl)
Voting & meetings
Amendment requires affirmative vote of owners of 66-2/3% of lots after 70% lots sold as of 1986 (Section 19: amendment of Declaration req)
Amendments
Developer until 70% lots sold; thereafter affirmative vote of owners of 66-2/3% of lots; amendment filed in Register of Deeds as of 1986 (Section 19)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

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and 1 more nearby

About this HOA

Misty Harbour is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Misty Harbour: 1 CC&R. Last updated 2026-06-01.

Governing documents

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