Misty Harbour
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What Misty Harbour's governing documents say
Misty Harbour is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). The rules apply to all lot owners and are designed to maintain a uniform residential character. Key restrictions cover architectural review, minimum and maximum home sizes, and limits on leasing, pets, and parking.
- Residential use & lot use: All lots are for single-family residential use only. No temporary structures, trailers, or tents are allowed. One single-family residence per lot, and no lot may be subdivided without HOA approval.
- Architectural review: All exterior changes—including buildings, fences, landscaping, and grading—require prior written approval from the Architectural Review Committee. The committee has sole discretion to approve or deny plans.
- Home size & design: Minimum heated floor area is 1,400 sq ft; maximum is 3,500 sq ft (excluding garage, porches). Buildings cannot exceed two stories. Exterior materials, colors, and roof shingles must be approved. No high-intensity flood lighting from poles or dwellings.
- Construction timeline: Once construction begins, it must be completed within eight months, unless delayed by strikes, fires, national emergencies, or natural calamities.
- Maintenance & upkeep: Owners must keep their lot and dwelling in neat condition. No noxious or offensive activities. The HOA may enter the lot to mow, remove trash, or correct unsightly conditions and charge the owner.
- Parking & vehicles: Each lot must provide off-street parking for two cars. Only one driveway per lot, maximum 16 feet wide. No more than two boats may be parked on the lot, beside or behind the dwelling, and must be kept clean.
- Assessments & fees: The HOA can levy annual and special assessments on a uniform basis per lot. Unpaid assessments become a lien on the property and accrue interest at 1.5% per month. The HOA may also borrow money for community purposes.
- Duration & amendments: The restrictions run for 20 years from 1986, automatically renewing for 10-year periods unless a majority of owners vote to terminate. Amendments require 70% developer approval until 70% of lots are sold, then 66-2/3% owner vote.
Key facts from Misty Harbour's documents
- Community type
- single-family residential subdivision as of 1986 (Section 3: residential use only; single )
- Legal name
- Misty Harbour
- Developer / declarant
- Otis W. Taylor
- Assessments & dues
- $300/year (estimated from 2 real-estate listings) as of 2026 (https://www.homes.com/property/7403-jani)
- Special assessments
- Association may levy special assessments for unexpected or unbudgeted expenses, capital improvements, etc. as of 1986 (Section 13(a)(ii): special assessments f)
- Collections & liens
- Unpaid assessments become a lien against the lot; Association may collect by action at law; lien runs with land; includes costs and attorney fees as of 1986 (Section 13(e)(g)(h))
- Reserves & fees
- Interest at 1.5% per month from due date until paid as of 1986 (Section 13(g): bear interest at the rate)
- Pets
- Allowed but not to be noxious, dangerous, unsightly, unpleasant as of 1986 (Section 8(b): no plants or animals whose)
- Parking & vehicles
- Boats: each owner may park or store on lot not more than two (2) boats, placed beside or behind dwelling, kept clean as of 1986 (Section 28: Each Owner may park or store)
- Architectural approval
- Approval required for any building, fence, well, structure, grade alteration, exterior changes, landscaping, vegetation removal, etc. as of 1986 (Section 5(a) and 7(g): no building, fenc)
- Home business
- Prohibited; accessory buildings not used for any activity normally conducted as a business; lots used for residential purposes exclusively as of 1986 (Section 7(h)(i): accessory buildings not)
- Setbacks / home size
- Minimum 1,400 square feet of heated floor space exclusive of garage, covered walks and porches as of 1986 (Section 7(a): minimum square footage… on)
- Maintenance
- Owner maintains lot and dwelling; Association maintains roads, drainage easements, traffic control, utility locations, common areas, common community services, and general planting/landscaping within roadway areas and common areas as of 1986 (Sections 2 and 26: Association responsib)
- Insurance
- Association shall keep common area property insured at 100% replacement cost against fire and other hazards, and public liability insurance as of 1986 (Section 25(a): keep common area property)
- Use restrictions
- All lots for single family residential purposes only; no structure other than one single family residence as of 1986 (Section 3: all lots to be used for singl)
- Voting & meetings
- Amendment requires affirmative vote of owners of 66-2/3% of lots after 70% lots sold as of 1986 (Section 19: amendment of Declaration req)
- Amendments
- Developer until 70% lots sold; thereafter affirmative vote of owners of 66-2/3% of lots; amendment filed in Register of Deeds as of 1986 (Section 19)
Related associations
Nearby (within 500 m): Pages Creek · Lucky Fish Subdivision · Middle Sound · Arjean Subdivision · Pages Cove Subdivision · Spring Creek Estates · Loblolly Landing · Deep Creek Run · Register Place Estates · Dunbar Landing · Glen Arbor · Pointe Santa Maria
About this HOA
Misty Harbour is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Misty Harbour: 1 CC&R. Last updated 2026-06-01.