Pointe Santa Maria

What Pointe Santa Maria's governing documents say

Pointe Santa Maria is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). These restrictive covenants run with the land and bind all lot owners, covering property use, assessments, architectural control, and shared amenities like common areas and a pier with boat slips.

• What you own & maintain: You own your lot and the home built on it. You must maintain your property in good repair, including drainage ditches, and clear debris within 90 days after fire or casualty. The HOA owns and maintains the common areas (nature trails, walk trails, docks, piers, boat ramps, streets, utilities).
• Assessments & fees: Annual assessments start at a minimum of $100 per lot and can be increased up to 20% per year by the Board without a vote; larger increases require 2/3 member approval. A $150 initial set-up fee is due at closing. Special assessments for capital improvements require 2/3 member vote. Assessments are a lien on the lot and bear 12% interest if delinquent.
• Architectural review: No building, fence, sign, wall, or exterior alteration may begin without written approval from the Architectural Committee (initially all property owners, later appointed by the Board). The committee has sole discretion over design harmony. Minimum heated area: 1,750 sq ft for one-story homes, 2,000 sq ft for two-story. Plans are deemed approved if no decision within 30 days.
• Use restrictions: Lots are for residential use only; no business, trade, or profession is allowed (except home offices not open to the public). No lot may be subdivided. Stormwater runoff limits apply: built-up area (impervious cover) must comply with NC regulations. Off-street parking must be provided; no storage of vehicles, boats, or trailers on streets or common areas.
• Common area & amenities: All owners have easements to use common areas, including nature trails, walk trails, docks, piers, and boat ramps. The HOA may limit guests and suspend use for rule violations (up to 90 days) or unpaid assessments. Lot 4 is excluded from boat slip rights but must pay pro-rata bridge maintenance costs.
• Pier & boat slips: Boat slips are assigned via exclusive easements deeded by the Developer to individual lot owners (except Lot 4). Slip owners pay additional assessments for pier, dock, and boat slip maintenance. Lot 4 has access to the pier but no slip.
• Voting & membership: Each lot has one vote in the HOA, exercised by the record owner(s). Lot 4 cannot vote on pier-related assessments unless it consents to a pro-rata share. Quorum for assessment votes is 51% of votes; subsequent meetings require half that.
• Amendment & duration: These covenants run for 20 years from recording, then auto-renew for successive 10-year periods. Amendments during the first 20 years require unanimous owner consent.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.