The Cottages at Kure Beach

Wilmington, NC
ProfileHOA
Proxy votingNot in documents

Documents

Proxy voting

Real HOA decisions get made by proxy, before the meeting ever happens.

Ask a chatbot about the governing documents

Location
Add documents

Have the CC&Rs, bylaws, or rules for this community? Upload them and we'll make them searchable for your neighbors.

Max 25 MB per file.
Edit HOA details

Add or correct the website and location for this HOA.

What The Cottages at Kure Beach's governing documents say

The Cottages at Kure Beach is a condominium community in Wilmington, NC, with 6 units across 3 buildings. This declaration governs unit owners, who own their units and share common elements maintained by the association. Key rules include residential-only use, no signs or flags, and a minimum 6-month lease term.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from The Cottages at Kure Beach's documents

Reflects the 2006 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Condominium (Recitals and Article I, Section 7)
Developer / declarant
MBDI, LLC (Recitals and signature block)
Governing law
Chapter 47C of the North Carolina General Statutes (North Carolina Condominium Act) (Recitals and Article I, Section 1)
Assessments & dues
Each Owner contributes a percentage of allocated interest in Common Elements; due dates set by Executive Board; collected at least quarterly (Article X, Section 2 and Section 1 (allo)
Collections & liens
Unpaid assessment for 30+ days constitutes a lien on the Unit, enforceable under N.C.G.S. 47C-3-116 (Article VIII, Section 2 and Article X, S)
Reserves & fees
Common Surplus includes reserves (excess of receipts over Common Expenses), held by Association (Article X, Section 3)
Architectural approval
Yes – notification to Association required before alterations; materials and methods must be substantially similar; no work affecting structural soundness (Article IX, Section 6)
Insurance
Insurance on Building and improvements at replacement value, all risks including fire and extended coverage, with standard condominium endorsement (Article XI, Section 1)
Use restrictions
Yes (Article VI, Section 1)
Amendments
Requires unanimous vote of Owners (by allocated interests) and consent of respective Mortgagees; certain changes require written approval of all Owners and Mortgagees; recorded in Register of Deeds (Article XIV)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Related associations

Includes: The Keys at Kure Beach · Sea Watch at Kure Beach · Vistas at Kure Beach · The Cove at Kure Beach · Front Row at Kure Beach · The Pointe at Kure Beach · Sea Oats at Kure Beach

Overlaps: Kure Beach Village · Kure Estates · Kure Beach Villas · Kure Beach Town House

Nearby (within 500 m): Wilmington Beach Subdivision

and 8 more nearby

About this HOA

The Cottages at Kure Beach is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for The Cottages at Kure Beach: 1 CC&R. Last updated 2026-06-01.

Governing documents

Nearby HOAs