The Creek at Willowick

What The Creek at Willowick's governing documents say

The Creek at Willowick is a planned community in Wilmington, NC, governed by a homeowners' association (HOA). This declaration of covenants, conditions, and restrictions (CC&Rs) applies to all lot owners in the community. It establishes the HOA, sets rules for property use and maintenance, and outlines assessment obligations.

• What you own & maintain: You own your lot and any dwelling on it. The association maintains common elements (e.g., private roads, stormwater ponds, open spaces). You must keep your lot free of weeds, debris, and unsightly conditions, and maintain all structures in good repair.
• Architectural review: No exterior changes (including painting, fences, or new structures) may be made without prior written approval from the Architectural Control Committee. Plans must be submitted; if not approved or disapproved within 30 days, approval is deemed given.
• Use restrictions: Lots are for single-family residential use only. No temporary structures, trailers, or tents may be used as residences. No boats, campers, trailers, or inoperable vehicles may be stored on lots or streets. No signs (including for-sale signs) without permission, except developer signs. No clotheslines. No yard statuary or satellite dishes over 18 inches visible from the street.
• Pets: Only domesticated dogs, cats, or other household pets are allowed, not for commercial purposes. Pets must be leashed or controlled and not become a nuisance.
• Assessments & fees: All lot owners must pay annual assessments, plus possible special, insurance, ad valorem tax, and working capital assessments. A $200 working capital fee is due at purchase from the developer. Assessments are a lien on the lot if unpaid; the association can foreclose. Delinquent assessments accrue interest and late fees.
• Developer rights: The developer (Navaho Development Company, LLC) retains special rights, including control of the HOA board until December 31, 2025, or until certain conditions are met. The developer can annex additional property, amend the declaration without owner approval in many cases, and re-plat lots.
• Stormwater management: The association is responsible for operating and maintaining stormwater retention ponds and related facilities, and must comply with the state stormwater permit. The developer can require the association to accept transfer of the permit.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.