Bridges Cove

What Bridges Cove's governing documents say

Bridges Cove is a planned community of three townhome units in Wilmington, NC, governed by a homeowners association (HOA). Each unit owner owns their lot and shares common elements like roads, drainage, and entrance areas. The rules bind all owners, residents, and guests.

• What you own & maintain: You own your unit (approximately 2,100 sq ft) and are responsible for all interior and exterior maintenance, repairs, and replacements, including your private driveway. The association maintains common elements (roads, drainage, lawn irrigation, entrance area, and fences) as a common expense.
• Leasing & rentals: Units may be rented for residential purposes only. Only the entire unit may be rented; no single rooms may be rented. Leases must be for a term of at least six months.
• Use restrictions: Units are for residential use only. No commercial activity is allowed on common areas. No long-term storage of boats, vehicles, trailers, or RVs is permitted except at the rear of designated parking areas.
• Structural changes & approvals: No structural additions, alterations, or improvements may be made without prior written consent of the Board of Directors. The Board must respond within 30 days; failure to respond constitutes consent.
• Assessments & fees: The Board sets annual common charges (paid quarterly) to cover common expenses, including insurance, lawn maintenance, and reserves. Unpaid assessments accrue interest and legal fees, and create a lien on the unit that can be foreclosed.
• Insurance: Each unit owner must maintain fire/hazard, wind/hail, and flood insurance (if required) on their unit. The association may insure common areas at replacement cost.
• Parking & vehicles: Long-term storage of boats, trailers, RVs, and similar items is prohibited except at the rear of individual parking areas designated for each unit.
• What this document doesn't cover: This document does not specify pet rules, age restrictions, rental caps, or architectural review guidelines beyond structural changes. It also does not include specific fee amounts or a detailed amenity list.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.