Snug Harbour at Covil Estates

What Snug Harbour at Covil Estates's governing documents say

Snug Harbour at Covil Estates is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). All lot owners are automatically members of the Snug Harbour at Covil Estates Association, Inc., and also members of the separate Covil Estates HOA, which operates shared amenities like a pool, tennis courts, and clubhouse. This declaration sets the rules for lot use, assessments, and maintenance.

• What you own & maintain: You own your lot and the house on it. The association maintains common areas, the stormwater drainage system, and utility easements. You are responsible for mowing, keeping the lot clear of trash, and maintaining your own driveway and landscaping.
• Assessments & fees: Annual assessments were initially $660 per year ($240 for Snug Harbour, $320 for Covil Estates), payable quarterly. The board can increase assessments up to 5% per year without a vote; larger increases need a 2/3 vote. A working capital fee of $110 ($40 + $70) is due at closing. Special assessments for capital improvements require a 2/3 vote.
• Leasing & rentals: The declaration does not restrict leasing or set minimum lease terms. However, all owners must pay assessments, and tenants must comply with the declaration.
• Architectural review: All building plans, site locations, fences, and storage buildings require approval from the Developer (or later the association). Minimum heated floor area is 1,600 square feet, and a two-car garage is required. Exterior materials are limited to conventional frame, brick, wood, vinyl, masonite, clay brick, or stucco.
• Parking & vehicles: Each lot must have a paved driveway and off-street parking for at least four cars. Boats must be stored out of street view. Inoperative or unlicensed vehicles are not allowed.
• Pets & animals: No domesticated farm animals or fowl are allowed. The declaration does not otherwise restrict pets.
• Use restrictions: Lots are for single-family residential use only. No mobile homes, trailers, tents, or temporary structures. No yard sales on vacant lots, no clotheslines, and no satellite dishes without developer consent. All lots must connect to county sewer and community water.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.