Pepper Tree at Covil Estates

What Pepper Tree at Covil Estates's governing documents say

Pepper Tree at Covil Estates is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). All lot owners are automatically members of the HOA and also of a separate amenities corporation (Covil Estates Amenities, Inc.) that operates shared facilities like a pool, tennis courts, and clubhouse. The rules cover property use, architectural controls, assessments, and maintenance responsibilities.

• What you own & maintain: You own your lot and the house on it. The HOA maintains front yards, exterior surfaces (except glass and roofs), common areas, and drainage systems. You are responsible for roofs, glass, interior maintenance, and any damage caused by your negligence.
• Architectural review: All exterior changes (including painting, fences, and new structures) require prior written approval from the Declarant or an Architectural Control Committee. Houses must be at least 1,500 square feet of enclosed dwelling area (excluding garages, decks, porches). Exterior completion must occur within 12 months of starting construction.
• Assessments & fees: Annual assessments are set by the HOA board and can increase up to 5% per year without a membership vote; larger increases require a 2/3 vote. Special assessments for capital improvements also need 2/3 approval. A working capital fee equal to two months' dues is due at closing. Assessments are a lien on the property.
• Use restrictions: Lots are for single-family residential use only. No business activities, no temporary structures as residences, no recreational vehicles or boats stored on lots without approval. No more than 3,510 square feet of impervious surface per lot. No subdivision of lots without consent.
• Pets: Dogs, cats, and other household pets are allowed but not for commercial purposes. They must be leashed and not allowed to run free.
• Parking & vehicles: Off-street parking for at least 4 cars must be provided. No inoperable vehicles, tractor-trailers, or vehicle repairs visible from the street. Boats, campers, and trailers require written consent to remain on the property.
• Signs & exterior appearance: Signs (including for-sale/rent signs) require written permission, except standard realty signs placed by the Declarant. Window coverings visible from outside must be white or neutral. Exterior lights must be clear, white, or yellow bug bulbs. No satellite dishes or outside antennas without board approval.
• Amenities & membership: All lot owners are members of Covil Estates Amenities, Inc., which owns and operates the pool, tennis courts, and clubhouse. Separate assessments for amenities are collected by the HOA and begin when amenities become available.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.