Covil Crossing at Covil Estates
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What Covil Crossing at Covil Estates's governing documents say
Covil Crossing at Covil Estates is a planned community of 63 single-family patio home lots in Wilmington, NC, governed by a homeowners association (Covil Crossing Owners Association, Inc.). This declaration of covenants, conditions, and restrictions (CC&Rs) runs with the land and binds all owners, residents, and their guests. The community is part of a larger master-planned area with shared road maintenance obligations to neighboring HOAs (Snug Harbour and Pepper Tree) and mandatory membership in Covil Estates Amenities, Inc., which operates the pool, tennis courts, and clubhouse.
- What you own & maintain: You own your individual lot and the patio home on it. The association maintains common elements (open space, drainage, streets, entrances) and pays ad valorem taxes on common areas. Each lot owner is responsible for their own property taxes and must keep their lot clean and free of hazards.
- Use restrictions: Each unit must be occupied by a single family for residential purposes only. No unit may be subdivided, and no single rooms may be rented. No use may be a source of annoyance to residents or interfere with peaceful enjoyment. All valid laws and zoning ordinances must be observed.
- Leasing & rentals: No single rooms may be rented. The declaration does not specify a minimum lease term or other rental restrictions beyond the single-family occupancy requirement.
- Pets: The declaration does not address pets. The association may adopt rules and regulations regarding pets through its by-laws.
- Assessments & fees: The association may levy regular and special assessments against all lot owners to fund common expenses (maintenance of common areas, drainage, streets, and amenities). Unpaid assessments become a lien on the lot. Additionally, each lot owner must pay a monthly road maintenance assessment ($8/month to Snug Harbour HOA and $4/month to Pepper Tree HOA) collected by Covil Crossing HOA. The developer (Declarant) is exempt from assessments on unsold lots.
- Architectural review: The declaration does not establish an architectural review committee for Covil Crossing, but Lot 63 (if developed) is subject to the Snug Harbour HOA's Architectural Review Committee. The developer retains the right to replat lots and modify boundaries with prior written consent.
- Stormwater & environmental restrictions: Each lot has a maximum impervious surface area of 3,064 square feet. A 30-foot vegetated buffer must be maintained between impervious areas and surface waters. Roof drains must terminate at least 30 feet from the mean high water mark. Wetland conservation areas must remain undisturbed; no filling, grading, vegetation removal, or construction is allowed. These covenants run with the land and are enforceable by the State of North Carolina and the U.S. Army Corps of Engineers.
- Road maintenance & access easements: All roadways within the properties must allow two-way traffic. Owners and operators are subject to fines for traffic violations. Covil Crossing, Snug Harbour, and Pepper Tree have mutual easements for ingress, egress, and utilities over each other's roads. The association maintains a 30-foot private right-of-way for access.
Key facts from Covil Crossing at Covil Estates's documents
- Community type
- planned community under North Carolina Planned Community Act as of 2007 (Article I.A: Act. The North Carolina Pla)
- Legal name
- Covil Crossing at Covil Estates
- Developer / declarant
- Covil Crossing Group, L.L.C.
- Governing law
- North Carolina Planned Community Act, Chapter 47F, N.C. General Statutes as of 2007 (Article I.A)
- Assessments & dues
- $2,976/year (estimated from 3 real-estate listings) as of 2026 (https://www.homes.com/property/7113-trai)
- Special assessments
- Declarant may assess special assessments as deemed appropriate subject to Article VI; Snug Harbour HOA and Pepper Tree HOA may assess special assessments for road maintenance as of 2007 (Article II(2): Declarant and its success)
- Collections & liens
- Assessments create a lien in favor of the Association as provided in Chapter 47F of the North Carolina General Statutes as of 2007 (Article X: if not paid when due, create )
- Use restrictions
- Each unit shall be occupied only by a family and for no other purposes as of 2007 (Article IV.A: Each of the Units shall be)
- Voting & meetings
- Set forth in Articles of Incorporation and By-Laws recorded in Book 5176, Page 2847 as of 2007 (Article II.(1): voting rights of the mem)
About this HOA
Covil Crossing at Covil Estates is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Covil Crossing at Covil Estates: 1 CC&R. Last updated 2026-06-01.