River Oaks
association language present (entity×51, governance×5)
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What River Oaks's governing documents say
This document is a collection of two separate governing documents for two different communities in different states: (1) the Revised Declaration of Covenants, Conditions and Restrictions for River Oaks Subdivision, Section IV, a single-family home HOA in Wilmington, NC, and (2) the Declaration and Master Deed for River Oaks Condominiums, a condominium in Dallas, TX. The first document applies to owners of 18 single-family lots in the Wilmington subdivision; the second applies to unit owners in the Dallas condominium. Because the text contains two unrelated rule sets, readers should identify which document applies to their property.
- Community type & location: River Oaks Subdivision, Section IV is a 18-lot single-family home HOA in New Hanover County, NC. River Oaks Condominiums is a condominium project in Dallas County, TX. The two are separate communities with separate rules.
- What you own & maintain (Wilmington HOA): You own your lot and the dwelling on it. The HOA maintains common areas (streets are public). You must maintain your lot and buildings; the HOA can enter to remedy nuisances or enforce maintenance after notice.
- What you own & maintain (Dallas Condo): You own the interior of your unit (from interior finished surfaces inward) and an undivided interest in the common elements. The association maintains common elements, including limited common elements like assigned parking and balconies.
- Architectural review (Wilmington HOA): All new construction, exterior changes, fences, walls, and hedges require prior written approval from an Architectural Control Committee. Minimum house size is 2,000 sq ft enclosed dwelling area (excluding garage, decks). A $250 deposit is required for new home plans. Fences must be wood, max 5 ft high; no chain link.
- Architectural review (Dallas Condo): No exterior alterations or improvements may be made without prior written approval of the Architectural Control Committee. Plans must be submitted showing nature, kind, shape, height, materials, and location.
- Assessments & fees (Wilmington HOA): Annual assessments are set by the Board, can increase up to 5% per year without a vote, and up to $100 per lot initially. Special assessments for capital improvements require 2/3 member vote. Late payments incur $20/month penalty; liens may be filed after $250 is owed.
- Assessments & fees (Dallas Condo): Regular monthly assessments are based on each unit's common interest percentage. Special assessments may be levied for capital improvements or unexpected expenses. Unpaid assessments bear 10% annual interest and create a lien on the unit, enforceable by foreclosure.
- Use restrictions (Wilmington HOA): Lots are for residential use only. No noxious activities, temporary structures, or commercial vehicles (except standard pickup trucks). No more than two recreational vehicles (boat, camper, etc.) per lot. Dirt bikes and ATVs prohibited. Pets limited to dogs, cats, or household pets, not for commercial purposes, must be confined to owner's lot. No inoperable vehicles. Only one 'for sale' sign per lot.
Key facts from River Oaks's documents
- Community type
- Non-profit homeowners association (Article I, Section 1)
- Developer / declarant
- River Oaks Section IV Homeowners Association (First paragraph of Declaration)
- Reserves & fees
- $20 per month or fraction thereof for assessments not paid within 30 days of due date. (Article VI, Section 3 (penalty) and Sect)
- Pets
- Dogs, cats, or other household pets may be kept, provided not for commercial purposes. (Article VIII, Section 6)
- Fences
- Construction of fences, walls, and hedges must be approved by Architectural Control Committee. Fences must be wood, may not exceed 5 feet in height. No chain link fences permitted. (Article VIII, Section 9)
- Setbacks / home size
- Minimum 2,000 square feet of enclosed dwelling area, excluding garages, terraces, decks, open porches, and shed-type porches. (Article VII, Section 2(A))
- Voting & meetings
- Each member entitled to one vote per lot owned. When multiple owners, one vote per lot. (Article IV, Section 2)
Related associations
Includes: Lookout Pointe at River Oaks · Westview at River Oaks
Overlaps: River Oaks Homestead Estates
Nearby (within 500 m): Round Tree Ridge · Lehigh Estates · Lords Creek · Carolina Inlet Acres · Lea Landing · Hillside Subdivision · Ocean Forest Ridge · Ocean Forest Lakes
About this HOA
River Oaks is a homeowners association in Wilmington, NC.
HOAproxy has 6 documents on file for River Oaks: 4 CC&Rs and 2 amendments. Last updated 2026-06-19.
Governing documents
- 00 (15 pages) — PDF
- 4445 1805 (4 pages) — PDF
- 4538 458 (4 pages) — PDF
- Document (80 pages) — PDF
- Document (2 pages) — PDF
- Document (23 pages) — PDF