Ocean Forest Lakes

Wilmington, NC
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What Ocean Forest Lakes's governing documents say

Ocean Forest Lakes is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). This document is the Declaration of Covenants, Conditions and Restrictions for Section 3 of the community, binding all lot owners. It covers architectural controls, use restrictions, and mandatory HOA membership with assessments for common area maintenance.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Ocean Forest Lakes's documents

Community type
Homeowners Association (HOA) – Section 3 of Ocean Forest Lakes as of 2004 (Article I Section 1)
Units / lots
Defined by plat; specific number not stated in document as of 2004 (Article I Section 5 (reference to plat M)
Assessments & dues
$475/year (estimated from 5 real-estate listings) as of 2026 (https://www.zillow.com/homedetails/400-O)
Special assessments
Allowed for capital improvements with majority vote of affected members voting in person or by proxy at a meeting called for that purpose as of 2004 (Article VII Section 4)
Collections & liens
All assessments, interest, costs, attorney's fees become a continuing lien on the lot; Association may bring action at law or foreclose lien as of 2004 (Article VII Section 1, 11)
Pets
Dogs, cats, or other household pets for companionship only as of 2004 (Article X Section 13)
Parking & vehicles
Prohibited as of 2004 (Article X Section 16)
Fences
Only side and rear of lot; must be treated wood (shadow-box or solid picket); max 6 ft; posts pressure treated, set in concrete 2 ft; no prefab panels; detailed construction specs as of 2004 (Article IX Section 5B)
Architectural approval
Yes, for any dwelling, wall, fence, storage building, outbuilding, structure, exterior addition, change, or alteration (including color) as of 2004 (Article IX Section 1)
Home business
Prohibited (residential use only; no business conducted on lots) as of 2004 (Article X Section 1)
Signs & flags
Developer may place directional signs for 5 years; no other 'For Sale' or other signs allowed without written permission of Developer or Association (after turnover). Exception for developer. as of 2004 (Article X Section 5)
Use restrictions
Yes; all lots used for residential purposes only, except Declarant may use for sales/rentals until all lots sold as of 2004 (Article X Section 1)
Voting & meetings
Class A (lot owners except Declarant): 1 vote per lot. Class B (Declarant): 3 votes per lot owned until earlier of 75% lots sold or Dec 31, 2010. as of 2004 (Article V Section 2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Related associations

Nearby (within 500 m): Lords Creek · Ocean Trail Subdivision · Lake Breezes · Bella Port · Ocean Forest Ridge · River Island · Sago Bay

About this HOA

Ocean Forest Lakes is a homeowners association in Wilmington, NC.

HOAproxy has 3 documents on file for Ocean Forest Lakes: 3 CC&Rs. Last updated 2026-06-01.

Governing documents

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