Lumina Club Townhouses

Wilmington, NC
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What Lumina Club Townhouses's governing documents say

Lumina Club Townhouses is a townhome community in Wrightsville Beach, NC, governed by a Declaration of Covenants, Conditions, and Restrictions (CC&Rs) and Bylaws. These rules bind all owners, residents, and guests, and cover use restrictions, maintenance responsibilities, and association governance.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Lumina Club Townhouses's documents

Community type
Condominium as of 1978 ("Condominum Plat Book" and "Common Eleme)
Developer / declarant
C & C ASSOCIATES
Assessments & dues
$9,540/year (estimated from 3 real-estate listings) as of 2026 (https://www.movoto.com/wrightsville-beac)
Special assessments
Common expenses may include deficit from prior year and cost in excess of insurance proceeds for repair, assessed as common charges as of 1978 (Article V, Sections 1 and 3, Bylaws (Pag)
Reserves & fees
Common expenses may include amounts for general operating reserve and reserve fund for replacements as of 1978 (Article V, Section 1, Bylaws (Page 14))
Architectural approval
Prior Board consent required for: exterior decoration (Rule 2), shades/awnings/window guards/ventilators/fans/air conditioning (Rule 7), exterior painting (Rule 21), planting outside deck area (Rule 23), alterations to common elements (Rule as of 1978 (Rules 2,7,12,21,23, Exhibit A (Pages 4-6)
Maintenance
Owner responsible for keeping Townhouse in good preservation and cleanliness (Rule 6); owner liable for damage caused by moving articles (Rule 18) and misuse of water closets (Rule 9). Association responsible for operation, care, upkeep of as of 1978 (Rules 6,9,18, Exhibit A (Pages 4-5); Byl)
Insurance
Fire insurance with extended coverage, vandalism, malicious mischief; wind damage insurance; water damage insurance; public liability insurance. Fire amount initially $880,000; flood insurance per unit $100,000 (until first Board meeting af as of 1978 (Article V, Section 2, Bylaws (Pages 14-1)
Use restrictions
Each Townhouse shall be occupied only by a family, its servants, and guests, as a residence and for no other purpose as of 1978 (Article I(a), Declaration (Page 1))
Voting & meetings
Each Unit Owner entitled to one vote per percent of common interest; total votes 100; proxy allowed as of 1978 (Article III, Section 8, Bylaws (Page 12))
Amendments
During first 20 years: by instrument signed by at least 90% of Townhouse Owners; thereafter: at least 75% of Townhouse Owners; amendment must be recorded as of 1978 (Article II, Section 3, Declaration (Page)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Lumina Club Townhouses is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Lumina Club Townhouses: 1 CC&R. Last updated 2026-06-01.

Governing documents

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