Sago Bay

Wilmington, NC
ProfileDeed-restricted (no HOA)
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What Sago Bay's governing documents say

Sago Bay, Phase 2 is a single-family residential subdivision in Wilmington, NC, governed by a Declaration of Covenants, Conditions, and Restrictions (CC&Rs). These rules apply to lot owners and residents, focusing on residential use, architectural standards, and property maintenance.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Sago Bay's documents

Reflects the 1994 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
single-family residential subdivision (Section 2.a: 'All lots are to be used fo)
Units / lots
8 (Lots 9, 10, 81, 82, 83, 84, 85, 86) (Section 1.c)
Collections & liens
Maintenance charges ($25 per entry or actual cost, whichever greater) become a lien if not paid after 15 days written notice. Fines for driving without license also constitute a lien. (Section 2.c.(1) and 2.c.(6))
Pets
Yes, dogs, cats, and other household pets (Section 2.c.(4))
Leasing & rentals
Not explicitly prohibited; residential use implies leasing allowed. (Section 2.a)
Parking & vehicles
Not expressly prohibited, but recreational riding of motorized vehicles prohibited on streets. (Section 2.c.(6))
Architectural approval
Yes, for all buildings, fences, walls, other structures, and site changes. (Section 2.b.(1))
Home business
Not expressly prohibited but impliedly restricted to residential use only (Section 2.a)
Setbacks / home size
Minimum 50 ft front setback; overhangs, porches, decks, eaves not included. (Section 2.b.(1))
Maintenance
Owner responsible for maintenance of lot and structures (Section 2.c.(1), 2.f). Association role not detailed except architectural control. (Sections 2.c.(1) and 2.f)
Voting & meetings
Owners vote on amendments after developer no longer owns a lot (two-thirds vote required) (Section 6)
Amendments
May be amended by Developer while owning a lot; thereafter by affirmative vote of two-thirds of owners; must be recorded. (Section 6)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Related associations

Nearby (within 500 m): Lords Creek · Heritage Woods · Myrtle Landing Townhomes · Ocean Forest Lakes · Pilots Ridge Aero Plantation · Grove Point · Kirkwood at Arrondale

About this HOA

Sago Bay is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Sago Bay: 1 CC&R. Last updated 2026-06-01.

Governing documents

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