River Island

Wilmington, NC
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What River Island's governing documents say

River Island is a single-family home subdivision in Wilmington, NC, governed by a Declaration of Restrictions that runs with the land. This document sets detailed rules for homeowners, covering minimum house sizes, architectural style, landscaping, pet limits, and an owners association with assessment powers.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from River Island's documents

Community type
Residential Subdivision with Homeowners Association as of 1995 (Section 24 – Owners Association)
Assessments & dues
$4,000/year (estimated from 3 real-estate listings) as of 2026 (https://www.homes.com/property/105-islan)
Special assessments
Allowed for capital improvements with two-thirds vote of members as of 1995 (Section 25(d))
Collections & liens
Association may record lien and foreclose for unpaid assessments; lien subordinated to first mortgage; foreclosure purchaser not liable for prior delinquencies as of 1995 (Section 25(h))
Pets
Dogs, cats, or other household pets for companionship only; no animals raised or kept for commercial purposes or food as of 1995 (Section 15(b))
Parking & vehicles
Prohibited as of 1995 (Section 17: "common areas or the street )
Fences
Developer approval required; historical style encouraged; submit perimeter plan with materials and design as of 1995 (Section 9)
Architectural approval
Developer must approve all building plans (including elevations, siding, windows, doors, roofing, colors, floor plans), landscaping plans, fence plans, and antenna/satellite dishes as of 1995 (Sections 16(a), (b); 9; 14)
Home business
Prohibited as of 1995 (Section 7)
Setbacks / home size
One-story: min 2,400 sq ft; two-story: min 2,800 sq ft; three-story: min 3,000 sq ft heated floor space as of 1995 (Section 2)
Use restrictions
All lots for single-family residential use only; no business, manufacturing, commercial, or professional purposes allowed as of 1995 (Sections 1 and 7)
Voting & meetings
Two-thirds vote of members for special assessments and for annual assessment increases exceeding 10% as of 1995 (Section 25(c), (d))
Amendments
Developer may amend without owner consent until December 31, 2005; thereafter, owners of a majority of lots may amend by recorded instrument; covenants automatically extend every 10 years unless changed by majority as of 1995 (Sections 29, 28)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Related associations

Nearby (within 500 m): Lake Breezes · Ocean Forest Lakes · Bella Port · Ocean Forest Ridge

About this HOA

River Island is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for River Island: 1 CC&R. Last updated 2026-06-01.

Governing documents

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