Hidden Pointe on the Lake
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What Hidden Pointe on the Lake's governing documents say
Hidden Pointe on the Lake is a single-family home HOA in Wilmington, NC. You own your lot and house; the association maintains common areas like the pool, clubhouse, and private roads. This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that run with the land and bind all owners.
- What you own & maintain: You own your lot and the single-family dwelling on it. The association owns and maintains the common areas (private roads, pool, clubhouse, entrance gate, stormwater facilities). You must maintain your house and yard; the association can clean unkept yards at your expense.
- Architectural review: All exterior changes (buildings, fences, walls, additions) require written approval from the developer or architectural committee. Plans are deemed approved if no decision within 90 days. Minimum house size is 1,500 sq ft of heated area. Exterior must be completed within 12 months of starting construction.
- Assessments & fees: Annual assessments start when you buy from the developer. First year's rate is set by developer; thereafter can increase up to 5% per year without a vote. Special assessments for capital improvements require 2/3 vote of each membership class. A $200 working capital fee is due at initial purchase. Assessments are a lien on your property.
- Leasing & rentals: No minimum lease term is stated in this document. Owners may delegate use of common areas to tenants who reside on the property.
- Pets: Only domesticated dogs, cats, or other household pets are allowed. No commercial breeding. Pets must be leashed when outside. Pet housing must be screened and approved.
- Parking & vehicles: Each lot must provide off-street parking for at least 2 passenger cars. No boats, campers, trailers, motor homes, trucks over 1 ton, or inoperable vehicles may remain on lots or streets without written permission. Vehicle repairs visible from the street are prohibited.
- Prohibited structures & uses: No manufactured, modular, prefab, mobile homes (including double-wide), tents, shacks, garage apartments, barns, or outbuildings. No commercial activity, noxious trades, or nuisances. No clotheslines. No yard statuary or satellite dishes over 18" visible from the street without approval. No signs without board permission.
- Common area use restrictions: No motorized vehicles (dirt bikes, ATVs) on common areas except maintenance equipment. Use of common areas can be suspended for unpaid assessments or rule violations (up to 60 days).
Key facts from Hidden Pointe on the Lake's documents
- Community type
- Covenant / Planned Community
- Legal name
- HIDDEN POINTE HOME OWNERS ASSOCIATION
- Developer / declarant
- COASTAL CAROLINA DEVELOPERS, INC.
- Governing law
- North Carolina Planned Community Act, N.C.G.S. 47-F (Article I Section 10)
- Assessments & dues
- Determined by Declarant initially; thereafter Board sets amount up to maximum, maximum may increase up to 5% per year without vote, above 5% requires 2/3 vote of each class. (Article IV Sections 3(a)-(c))
- Special assessments
- May be levied for capital improvements with assent of two-thirds of votes of each class. (Article IV Section 4)
- Collections & liens
- Assessments are a continuing lien on the lot; Association may foreclose. Lien subordinate to first mortgage. Personal obligation also exists. (Article IV Section 1 and Section 10)
- Reserves & fees
- Interest at maximum legal rate plus other penalties, costs, expenses and attorney's fees as determined by Declarant or Board. (Article IV Section 9)
- Pets
- Yes: domesticated dogs, cats, or other household pets. (Article IX Section 7)
- Fences
- Fences allowed with written approval; not nearer front property line than rear corners of house; max 5 ft height; wood only per approved guidelines; not on utility/drainage easements. (Article IX Section 11)
- Architectural approval
- Yes, for any new structure or exterior addition/alteration. Plans must be submitted to Declarant or Architectural Control Committee. (Article V Section 1)
- Insurance
- Association shall keep Common Area property insured against fire, other hazards, directors' liability, public liability. (Article IV Section 5)
- Voting & meetings
- Two classes: Class A (all Owners, one vote per lot) and Class B (Declarant, three votes per lot owned). Class B ceases when Class A votes equal Class B, or Dec 31, 2013, or Declarant voluntarily relinquishes. (Article III Section 2)
About this HOA
Hidden Pointe on the Lake is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Hidden Pointe on the Lake: 1 CC&R. Last updated 2026-06-01.