Hidden Pointe on the Lake

Wilmington, NC
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What Hidden Pointe on the Lake's governing documents say

Hidden Pointe on the Lake is a single-family home HOA in Wilmington, NC. You own your lot and house; the association maintains common areas like the pool, clubhouse, and private roads. This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that run with the land and bind all owners.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Hidden Pointe on the Lake's documents

Community type
Covenant / Planned Community
Legal name
HIDDEN POINTE HOME OWNERS ASSOCIATION
Developer / declarant
COASTAL CAROLINA DEVELOPERS, INC.
Governing law
North Carolina Planned Community Act, N.C.G.S. 47-F (Article I Section 10)
Assessments & dues
Determined by Declarant initially; thereafter Board sets amount up to maximum, maximum may increase up to 5% per year without vote, above 5% requires 2/3 vote of each class. (Article IV Sections 3(a)-(c))
Special assessments
May be levied for capital improvements with assent of two-thirds of votes of each class. (Article IV Section 4)
Collections & liens
Assessments are a continuing lien on the lot; Association may foreclose. Lien subordinate to first mortgage. Personal obligation also exists. (Article IV Section 1 and Section 10)
Reserves & fees
Interest at maximum legal rate plus other penalties, costs, expenses and attorney's fees as determined by Declarant or Board. (Article IV Section 9)
Pets
Yes: domesticated dogs, cats, or other household pets. (Article IX Section 7)
Fences
Fences allowed with written approval; not nearer front property line than rear corners of house; max 5 ft height; wood only per approved guidelines; not on utility/drainage easements. (Article IX Section 11)
Architectural approval
Yes, for any new structure or exterior addition/alteration. Plans must be submitted to Declarant or Architectural Control Committee. (Article V Section 1)
Insurance
Association shall keep Common Area property insured against fire, other hazards, directors' liability, public liability. (Article IV Section 5)
Voting & meetings
Two classes: Class A (all Owners, one vote per lot) and Class B (Declarant, three votes per lot owned). Class B ceases when Class A votes equal Class B, or Dec 31, 2013, or Declarant voluntarily relinquishes. (Article III Section 2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Hidden Pointe on the Lake is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Hidden Pointe on the Lake: 1 CC&R. Last updated 2026-06-01.

Governing documents

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