Covington
association language present (entity×79, governance×6)
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What Covington's governing documents say
Covington is a planned community of single-family homes in Wilmington, NC, governed by a homeowners association (HOA). This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that apply to all lots and owners. It covers assessments, architectural control, use of common areas, and other rules for residents.
- What you own & maintain: You own your lot and dwelling; the association maintains the common areas (sidewalks, recreation areas, private streets). The association also carries hazard insurance on common-area improvements and liability insurance.
- Assessments & fees: Annual assessments start at a maximum of $480 per lot (through 2013) and can increase up to 10% per year without a membership vote. Special assessments may be levied for capital improvements. Unpaid assessments become a lien on the lot and accrue 18% annual interest plus late fees.
- Architectural review: Any exterior changes (including fences, sheds, landscaping, paint colors) require prior written approval from the association or an architectural review committee. Plans must be submitted; if no response within 60 days, approval is deemed given.
- Leasing & rentals: Leases must be for at least six months. Tenants may use common areas but the owner forfeits their own use rights while the tenant occupies the property.
- Pets: The document does not specify pet rules; the association may adopt rules and regulations regarding pets.
- Signs & flags: The declaration regulates or prohibits political signs and display of the U.S. or North Carolina flags. Specific restrictions are not detailed in this excerpt.
- Voting & membership: Each lot owner is a member with one vote. The developer (Declarant) holds 9 votes per unsold lot until December 31, 2030, or until no lots are owned, giving the developer control during that period.
- What this document doesn't cover: This excerpt does not specify rules about parking, noise, trash, or specific pet limits. Those may be covered in separate association rules and regulations.
Key facts from Covington's documents
- Community type
- Exclusive residential community of single-family homes (WHEREAS paragraph)
- Legal name
- COVINGTON PROPERTY OWNERS ASSOCIATION, INC., a North Carolina non-profit corporation (WHEREAS paragraph; Article I, Section 2)
- Developer / declarant
- Bill Clark Homes of Wilmington, L.L.C., a North Carolina limited liability company (Opening paragraph)
- Governing law
- Chapter 47F of the General Statutes of North Carolina (the 'Act') (Article I, Section 1)
- Special assessments
- May be levied for capital improvements, debt repayment, or other purposes, with same assent as budget ratification (Section 3(b)). (Article V, Section 4)
- Collections & liens
- Unpaid assessments (including interest, late charges, costs, attorneys' fees) constitute a continuing lien on the Lot. Association may foreclose subject to N.C. Gen. Stat. § 47F-3-116. Personal obligation of owner at time assessment fell du (Article V, Section 1 and Section 9)
- Reserves & fees
- If assessment not paid within 10 days after due date, late charge as determined by Board. (Article V, Section 9)
- Architectural approval
- After occupancy, no Improvements or exterior additions/changes (including material/color changes) shall be commenced without written approval of Association or Architectural Review Committee (ARC). Plans and specifications must be submitted (Article VIII, Section 1)
- Voting & meetings
- Two classes: Class A Lots (all except Class B) - one vote per Lot; Class B Lots (owned by Declarant) - nine votes per Lot until conversion. Conversion occurs when no Declarant owns any Lot, upon waiver, or December 31, 2030, whichever earli (Article III, Section 2)
Related associations
Nearby (within 500 m): Willow Woods · Rose Bank · Pond Crossing · Wisteria Place · Hidden Forest · Clear Brook Estates · Englewood Subdivision · Bradley Square Condominium · Cinema Oaks · Harvest Grove
About this HOA
Covington is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Covington: 1 CC&R. Last updated 2026-06-01.