Windchase Subdivision

What Windchase Subdivision's governing documents say

Windchase Subdivision is a single-family home HOA in Wilmington, NC. You own your lot and house; the association maintains common areas like boat slips, a swimming pool, and private roads. All owners are automatically members of the Windchase Homeowner's Association.

• What you own & maintain: You own your lot and the house on it. You are responsible for maintaining the exterior of your unit (roof, windows, siding) and your yard. The association maintains the common areas, including boat slips, swimming pool, bulkheading, and private roads.
• Assessments & fees: Annual assessments are levied per lot, initially capped at $75/month. They can increase up to 5% per year without a vote, or more with a two-thirds vote. Special assessments for capital improvements also require a two-thirds vote. Assessments are a lien on the property and a personal obligation of the owner.
• Use restrictions: Lots are for single-family residential use only. No mobile homes, tents, or temporary structures. No noxious activities. Only domesticated household pets (no farm animals). No junk cars or large trucks; recreational vehicles must be stored under the house or in approved facilities.
• Architectural review: Any new construction, fence, wall, or exterior alteration requires written approval from the Board or an architectural committee. Plans must be submitted; if no decision within 60 days, approval is deemed given. While the Declarant owns any lot, it controls the architectural guidelines.
• Leasing & rentals: Owners may lease their lot, and tenants may use common areas. Leases must be for at least six months. The owner remains responsible for assessments.
• Common area use: All owners have an easement to use common areas (boat slips, swimming pool, etc.). Use can be suspended for non-payment of assessments or for rule violations (up to 60 days). Common area rights cannot be sold separately from a lot.
• Insurance: Each owner must maintain casualty and liability insurance on their lot and improvements. If an owner fails to insure, the association may obtain insurance and charge the owner, creating a lien.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.