Porters Crossing

What Porters Crossing's governing documents say

Porters Crossing is a planned community in Wilmington, NC, governed by a homeowners' association (HOA). This document is the full Declaration of Covenants, Conditions, and Restrictions (CC&Rs) that applies to all lot owners. It establishes the HOA, defines common elements, sets assessment rules, and includes architectural control and maintenance obligations.

• What you own & maintain: You own your lot and dwelling. The association maintains common elements (private roads, stormwater ponds, open space, the Old Nixon Cemetery, and the Active Recreation Area) and the front lawn of each lot. You are responsible for maintaining the rest of your lot, including back and side yards, and must sod your lot after construction.
• Assessments & fees: Annual assessments fund common area maintenance, insurance, and front lawn care. Special assessments require a 2/3 vote of owners (except to reimburse the developer). A one-time working capital assessment of $500 is due at purchase from the developer. Assessments are a lien on your lot if unpaid.
• Architectural review: An Architectural Control Committee (appointed by the developer during the Declarant Control Period, or by the board later) must approve any proposed grass sod species and likely other exterior changes. The document does not detail other architectural standards.
• Developer rights: The developer retains special rights during the Declarant Control Period (up to 10 years or until voluntarily surrendered), including the right to appoint the board, amend the declaration without owner vote for certain purposes, and replat or redesign lots and common elements.
• Insurance: The association may carry insurance on common elements and liability coverage. Owners should maintain their own policies; association insurance is not to be brought into contribution with owner policies.
• Repair & rebuilding: If your dwelling is damaged by fire, storm, or other casualty, you must repair or rebuild within 240 days. If you fail to do so, the association may do the work and charge you. If over half the lots are affected, owners may vote not to require rebuilding.
• What this document doesn't cover: This document does not specify pet rules, leasing restrictions, age restrictions, parking rules, or specific architectural standards beyond sod approval. Those may be covered in separate rules or amendments.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.