Mason's Bluff

What Mason's Bluff's governing documents say

Mason's Bluff is a single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). The HOA maintains common areas, including a community boating facility, and enforces rules on architecture, parking, and assessments. This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that run with the land and bind all lot owners.

• What you own & maintain: You own your lot and the dwelling on it, and you are responsible for maintaining your home and lot. The HOA maintains all common elements, including private streets, landscaping, sidewalks, lighting, irrigation, and the community boating facility.
• Assessments & fees: All lot owners pay annual assessments, which started at a maximum of $1,500 per lot in 2002. The board can increase assessments up to 20% per year without a vote; any increase above 20% requires a 2/3 vote of members. Special assessments for capital improvements also require a 2/3 vote, but special assessments for the boating facility do not need member approval. A working capital assessment of three months' estimated annual assessment or $400 (whichever is greater) is due at purchase.
• Architectural review: All exterior improvements, including buildings, fences, decks, patios, and landscaping, require prior written approval from the Architectural Control Committee (ACC). Minimum heated square footage is 2,500 sq ft for lots 2–10 and 2,300 sq ft for lot 1. The ACC has 10 days to approve or disapprove plans; failure to respond within 10 days means approval is not required if the design is harmonious.
• Parking & vehicles: No trucks over 3/4 ton, boats, or trailers may be stored or parked on the property except inside an enclosed garage. Off-street parking must be provided by each owner, and parking on streets or common elements is prohibited.
• Community boating facility: The subdivision includes a community boating facility with 10 boat slips on the Intracoastal Waterway. The facility is a common element maintained by the HOA, and special assessments for its repair or improvement do not require member approval.
• Leasing & rentals: The document does not restrict leasing or rentals beyond defining a 'purchaser' as someone acquiring a legal or equitable interest other than a leasehold of less than 20 years. There are no minimum lease terms or rental caps stated.
• Utilities: Water service is initially by individual wells; owners must connect to county or municipal water within 120 days of availability. Sewage disposal is by septic tank or other approved method; owners must connect to county sewer within 120 days of availability. Tap fees are the owner's responsibility.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.