Maccumber Terrace

Wilmington, NC
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What Maccumber Terrace's governing documents say

MacCumber Terrace is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). The HOA maintains common areas, private streets, and provides exterior painting, front yard landscaping, and fence repairs. All lot owners are automatically members of the HOA and must pay assessments.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Maccumber Terrace's documents

Reflects the 1985 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Legal name
MacCumber Terrace HOA, Inc.
Developer / declarant
Dal-Har Investments, Incorporated
Assessments & dues
Maximum $1,000 per lot initially; Board may increase to $1,100 without vote; thereafter up to 5% annual increase without vote, more with 2/3 vote. (Article VI Section 3a, 3b, 3c)
Special assessments
For capital improvements on Common Area; requires assent of two-thirds of votes of each class voting in person or by proxy at meeting called for that purpose. (Article VI Section 4)
Collections & liens
Annual and special assessments, with interest, costs, and attorney’s fees, are a continuing lien on the lot; Association may bring personal action against owner or foreclose the lien. Lien subordinate to first mortgage. (Article VI Section 1, Section 9, Section)
Reserves & fees
Working capital funds remaining after first full operating year may be transferred to general funds at Board’s discretion. (Article VI Section 11)
Voting & meetings
Class A (all owners except Declarant): one vote per lot; Class B (Declarant): three votes per lot. Class B converts to Class A when total Class A votes equal Class B votes or on May 1, 1990, whichever earlier. (Article V Section 2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

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About this HOA

Maccumber Terrace is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Maccumber Terrace: 1 CC&R. Last updated 2026-06-01.

Governing documents

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