Dock Street Townhouses

What Dock Street Townhouses's governing documents say

Dock Street Townhouses is a small townhome community in Wilmington, NC, with only two lots. Each owner owns their lot and townhouse, and shares responsibility for party walls, exterior maintenance, and insurance. The rules are enforced by the lot owners themselves, not by a formal homeowners association.

• What you own & maintain: You own your lot and townhouse. You are responsible for exterior maintenance including roofs, gutters, siding, decks, porches, and front yard landscaping. Maintenance costs are shared equally among lot owners.
• Party walls: Walls on the dividing line between lots are party walls. Repair and maintenance costs are shared equally by the adjoining owners.
• Insurance: Each lot owner must insure their property (excluding personal property) for 100% replacement cost against fire and other hazards, plus liability insurance. Premiums are paid equally by all lot owners.
• Architectural review: No building, fence, wall, or exterior alteration may be started until plans are submitted to and approved in writing by all lot owners.
• Leasing & rentals: The document does not restrict leasing. Tenants and occupants must comply with the declaration.
• Pets: Dogs, cats, or other household pets are allowed, but not for commercial purposes. Pets must be leashed and not allowed to run free.
• Parking & vehicles: Boats, campers, trailers, motor homes, and similar vehicles are not allowed on any lot unless all lot owners consent.
• Window coverings: Drapes or curtains visible from Dock Street must be white or neutral in color.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.