Harper Acres
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What Harper Acres's governing documents say
Harper Acres is a standard single-family homeowners association (HOA) in Bolivia, NC. This document is the full Declaration of Covenants, Conditions and Restrictions (CC&Rs) that applies to all lot owners and residents. It describes what you own (your lot and dwelling), what the HOA maintains (common areas like streets, parks, and a pool/clubhouse), and the rules you must follow.
- What you own & maintain: You own your lot and dwelling unit. You must maintain your home and yard, and you cannot alter the exterior (paint, structures) without HOA approval. The HOA maintains common areas including private roads, landscaping, and recreational facilities like a swimming pool and clubhouse.
- Architectural review: Any exterior change—building, fence, driveway, mailbox, even window coverings visible from outside—requires prior written approval from the HOA Board or an architectural committee. Approval can be denied for aesthetic reasons.
- Parking & vehicles: No trailers, boats, RVs, or trucks over 3/4 ton may be parked in the subdivision unless inside a closed garage. Operative vehicles are limited to 4 per lot. Inoperative vehicles must be garaged with the door closed. No auto repairs outside a garage. Violators may be towed at owner's expense.
- Pets: You may keep up to two household pets (dogs, cats, or one of each) per dwelling. Pets must be leashed when outside, cannot be staked or left in common areas, and owners must clean up after them. The HOA can ban a pet if it becomes a nuisance.
- Leasing & rentals: Leases are allowed but must comply with HOA rules. Tenants have the right to use common areas. The HOA can suspend a tenant's common-area privileges for rule violations. No minimum lease term is stated in this document.
- Assessments & fees: All lot owners pay regular assessments (monthly) to cover common expenses. New owners pay a working capital assessment equal to two months' regular assessment. Special assessments may be levied for capital improvements over $25,000 per item or $50,000 per year, subject to a 2/3 owner vote. Late payments incur 10% annual interest and a late charge of $20 or 20% of the delinquent amount, whichever is greater.
- Use restrictions: Lots are for residential use only. No businesses, noxious activities, or open fires (except grills) are allowed. No clotheslines visible from common areas or streets. Flags (except US or state) and signs require approval.
Key facts from Harper Acres's documents
- Community type
- Planned Community (HOA) (Section 1.23 defines North Carolina Plan)
- Legal name
- Homeowners Association of Harper Acres, Inc. (Section 1.5)
- Units / lots
- Initially thirteen (13) Lots, with right to establish additional Lots (Section 1.19: 'Declarant has initially c)
- Developer / declarant
- Rich Moore Real Estate Investments, LLC, a North Carolina limited liability company (Preamble)
- Governing law
- North Carolina Planned Community Act (Chapter 47F of NC General Statutes) (Section 1.23)
- Assessments & dues
- $600/year (estimated from 2 real-estate listings) (https://www.zillow.com/homedetails/765-H)
- Collections & liens
- Unpaid Assessments become lien on Lot; may be foreclosed like mortgage; priority over later liens except taxes and first mortgages; Association may become purchaser at foreclosure. (Sections 5.10, 5.11)
- Reserves & fees
- Common Expenses include reserves; Common Surplus may be applied to reserve. (Section 1.12 (Common Expenses includes r)
- Pets
- Yes, with limits: two dogs, two cats, or one of each, or two other household pets. (Section 10.7)
- Leasing & rentals
- Not explicitly prohibited; lease agreements referenced in definitions (Tenant). No specific leasing restrictions found. (Section 1.32 (Tenant definition))
- Parking & vehicles
- Not explicitly addressed; private roadways likely subject to Rules and Regulations.
- Fences
- Fences require ARC approval; no fence or electric fence on Common Areas without Board consent; no dog house on Common Areas. (Sections 9.1, 10.7)
- Architectural approval
- Yes, for any building, fence, electric pet fence, sidewalk, drive, mailbox, other structure, or exterior alteration (including color). Plans must be submitted to Board or architectural control committee. (Section 9.1)
- Home business
- Permitted if not interfering with quiet enjoyment, not increasing traffic; no music/dance studio. (Section 10.2: 'Owner may use a portion o)
- Signs & flags
- Flag (except state or American flag) prohibited on exterior without prior written consent. (Section 10.6: 'flag (except the state or)
- Setbacks / home size
- Not explicitly stated; reference to plot plans showing location. (Section 9.1 (plot plans))
- Maintenance
- Not specifically assigned; likely Owner responsibility for their Dwelling Unit roof (since Association maintains Common Areas).
- Insurance
- Deductible amount determined by Board; Owner responsible for deductible if they cause damage to Common Areas. (Sections 7.1.2, 7.7)
- Use restrictions
- Lots shall be used only for residential purposes unless Board authorizes other use; business prohibited except home office limited. (Sections 10.1, 10.2)
- Voting & meetings
- Class A Members (owners of improved Lots) get one vote per Lot; Class B Member (Declarant) gets votes per Lots owned; Class A votes not exercisable until after Development Period (Sections 4.5.1, 4.5.2, 4.5.3)
Related associations
Nearby (within 500 m): Cades Cove
About this HOA
Harper Acres is a homeowners association in Bolivia, NC.
HOAproxy has 1 document on file for Harper Acres: 1 CC&R. Last updated 2026-06-10.
Governing documents
- B5545 P1333 (32 pages) — PDF