Jasmine Cove / Silver Creek Village Owners Association, Inc.

What Jasmine Cove / Silver Creek Village Owners Association, Inc.'s governing documents say

Jasmine Cove and Silver Creek Village is a standard single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). This document is the consolidated Declaration of Restrictions and By-Laws that apply to all lot owners, tenants, and occupants. It sets rules for residential use, architectural standards, pet limits, maintenance responsibilities, and HOA assessments.

• What you own & maintain: You own your lot and the house on it. You must maintain the exterior of your home (including roof, paint, and siding) in good condition. The HOA maintains front, side, and back yard areas (unless fenced), the irrigation system, mailboxes, street signs, walkways, parking areas, stormwater facilities, and other common areas.
• Architectural review & design standards: All buildings must be brick veneer and/or vinyl siding. Exterior colors and changes require written approval. No temporary structures, trailers, tents, or outbuildings may be used as residences. White mini-blinds must be installed in all windows visible from outside. Exterior antennas and satellite dishes are not permitted.
• Pets: No more than four household pets per lot. Pets must be confined to a fenced area or leashed when outside. Owners must clean up pet debris; failure may result in a special assessment.
• Leasing & rentals: No specific lease term minimum is stated in this document. All owners, tenants, and occupants must comply with the Declaration and HOA rules.
• Assessments & fees: Annual assessments are set by the Board and can be increased up to 10% per year without member vote; larger increases require a 2/3 vote. Special assessments for capital improvements also require 2/3 approval. Assessments are due quarterly; late payments incur 14% annual interest and can become a lien on the property.
• Use restrictions: Lots are for residential use only; no business, manufacturing, or commercial activity. No noxious or offensive activities. No clotheslines visible from public view. Fuel tanks must be screened. Outdoor drying of clothes requires approval and must be concealed.
• Fencing & limited common areas: The Developer may construct fenced areas adjacent to houses; if on common area, they become limited common areas for the adjacent owner's exclusive use. The HOA maintains the fences; the owner maintains the area inside.
• What this document doesn't cover: This document does not specify current assessment amounts, parking rules, pool or recreational amenity details, or age restrictions. It also does not include rules for short-term rentals (e.g., Airbnb) beyond the general residential use restriction.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.