Chapman Ridge

What Chapman Ridge's governing documents say

Chapman Ridge is a single-family townhome community in Wilmington, NC, governed by a homeowners' association (HOA). This declaration of covenants, conditions, and restrictions (CC&Rs) binds all lot owners and their tenants, and covers property rights, assessments, use restrictions, and architectural control.

• What you own & maintain: You own your lot and dwelling. The association maintains common areas (e.g., private roads, stormwater ponds) and limited common areas (exteriors of dwellings, yards outside privacy fences). You are responsible for interior maintenance and areas inside privacy fences.
• Assessments & fees: Annual assessments are set by the board and can increase up to 5% per year without a member vote; increases above 5% require a 2/3 vote. The board may set the annual assessment up to $850 per lot without member vote. Special assessments for capital improvements require 2/3 member approval. A one-time working capital fee of $150 is due at closing. Assessments are a lien on the lot and a personal obligation of the owner.
• Architectural review: No exterior changes (including painting, fences, structures) may be made without prior written approval from the Declarant (during developer control) or the Architectural Control Committee. Approval is based on harmony of design and location. Plans not acted on within 30 days are deemed approved.
• Use restrictions: Lots are for single-family residential use only. No noxious activities, temporary structures as residences, or clotheslines are allowed. Boats, campers, trailers, inoperable vehicles, and vehicles without current registration/insurance are prohibited on lots or streets. Vehicle repairs must be in garages, not visible from the street.
• Pets: Dogs, cats, and other household pets are allowed but not for commercial purposes. They must be leashed or controlled and not become a nuisance. No livestock or poultry.
• Leasing & rentals: The document does not address leasing restrictions or minimum lease terms.
• Party walls: Walls built on lot dividing lines are party walls, subject to North Carolina law regarding party walls and liability for damage.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.