Catherine's Cove
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association language present (entity×92, governance×6)
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What Catherine's Cove's governing documents say
Catherine's Cove is a planned single-family home community in Wilmington, NC, governed by a homeowners' association (HOA). This document is the full Declaration of Covenants, Conditions and Restrictions (CC&Rs) that applies to all lot owners, residents, and their guests.
- What you own & maintain: You own your lot and the single-family home on it. The HOA maintains common elements (e.g., stormwater ponds, landscaping in road rights-of-way, sign easements). You must keep your lot mowed and neat, and maintain driveway pipes and swales.
- Architectural review: All exterior changes—including buildings, fences, decks, sheds, paint colors, landscaping, and drainage—must be approved in writing by the Declarant or an Architectural Control Committee. Plans are deemed approved if no decision is made within 30 days of complete submission.
- Use restrictions: Lots are for single-family residential use only. No commercial activity, mobile homes, tents, or temporary structures (except during construction). Dwellings must be at least 1,850 square feet of heated living space (excluding garages and porches), and no more than 2.5 stories.
- Parking & vehicles: No overnight parking of boats, campers, trailers, or trucks over 1 ton on streets or lots unless stored in an enclosed garage. No inoperable or unlicensed vehicles. Street parking is subject to HOA rules.
- Leasing & rentals: Leases are allowed, but the document does not specify a minimum lease term. Tenants may use common elements as delegated by the owner.
- Pets: The document does not address pet restrictions.
- Assessments & fees: All lot owners pay general assessments (set annually by the HOA) and may be subject to special assessments for capital improvements. A working capital fee equal to one year's assessment is due from each new owner. Late payments incur 10% interest and can lead to liens.
- Stormwater & environmental rules: Lots are subject to strict stormwater management rules. Maximum impervious surface is 4,000 sq ft (most lots) or 6,000 sq ft (Lot 35). Swales and buffers must be preserved; alterations require state approval.
Key facts from Catherine's Cove's documents
- Community type
- planned_community (PAGE 1, WITNESSETH paragraph: "subject t)
- Legal name
- CATHERINE'S COVE HOA
- Developer / declarant
- HIGHGREEN DRIVE, LLC
- Governing law
- North Carolina Planned Community Act (Chapter 47F of the North Carolina General Statutes) (PAGE 1, WITNESSETH paragraph)
- Assessments & dues
- Executive Board prepares budget at least 30 days before fiscal year; budget mailed to owners; deemed ratified unless disapproved by 75% of Class A votes and Class B member (Article 6 Section 7)
- Special assessments
- Allowed; for Common Elements capital improvements requires majority of each class; for Limited Common Elements capital improvements requires 2/3 vote of applicable Members; certain special assessments for sewer/drainage/stormwater may be as (Article 6 Section 4)
- Collections & liens
- Unpaid assessments become a lien against the Lot; Association may foreclose like a mortgage under NC law; action must be brought within 3 years of docketing lien (Article 6 Section 8)
- Reserves & fees
- Included in Common Expenses; Executive Board may include reasonable reserves (Article 1 Section 5: "reasonable reserve)
- Parking & vehicles
- On-street parking per Executive Board policy; no truck over 1 ton, boat, camper, trailer, etc. parked overnight on street or lot unless in enclosed garage; no inoperable vehicles without current plate; vehicle maintenance not permitted on l (Article 9 Section 8.i, 8.h)
- Fences
- Fence requires approval (included in list of improvements) (Article 7 Section 1 (fence listed))
- Architectural approval
- Yes; all structures, improvements, exterior changes, color changes require approval from DECLARANT or Architectural Control Committee (Article 7 Section 1)
- Home business
- Prohibited (no commercial use permitted) (Article 9 Section 1)
- Signs & flags
- One sign not exceeding 6 sq ft for sale or rent only; no "For Sale" signs on vacant lots without approval; only approved sign design; Declarant and Hagood Homes exempt (Article 9 Section 8.n)
- Setbacks / home size
- 1,850 square feet of fully enclosed and heated floor space (exclusive of porches, garages, etc.) (Article 9 Section 2)
- Maintenance
- Owner: maintain Lot, improvements, driveway pipes, street swales/lot line swales. Association: maintain Common Elements, stormwater runoff systems, drainage pipes (excluding driveway pipes), stormwater ponds, sign easements, fences (designa (Article 8 Sections 1, 2, 3; Article 9 Se)
- Voting & meetings
- Class A: one vote per Lot; Class B: Declarant, 5 votes per Lot until conversion to Class A (Article 5 Section 3)
- Amendments
- Not fully detailed; reference to Article 10 which is not fully included; amendments may be made by Supplemental Declaration (Article 1 Section 19) (Article 1 Section 19; Article 10 referen)
About this HOA
Catherine's Cove is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Catherine's Cove: 1 CC&R. Last updated 2026-06-01.