Cameron Trace Subdivision
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What Cameron Trace Subdivision's governing documents say
Cameron Trace is a standard single-family home subdivision in Wilmington, NC, governed by a homeowners' association (HOA). Every lot owner automatically becomes a member of the HOA and must pay assessments. The rules cover residential use, architectural controls, parking, pets, and road maintenance.
- What you own & maintain: You own your lot and dwelling unit. You must maintain your lot and unit at your own expense, including repairs and exterior upkeep. The HOA maintains common areas, roads, and stormwater measures.
- Architectural review: Any exterior change—including paint, fences, windows, or additions—requires prior written approval from the Architectural Control Committee. Plans must be submitted showing design, colors, and location.
- Parking & vehicles: No trailers, RVs, campers, or trucks over 3/4 ton may be parked outside a closed garage. Operative vehicles are limited to 4 per lot. Inoperative vehicles must be garaged with the door closed. Boats and boat trailers must be kept in a fenced backyard, not visible from the street.
- Pets: Up to 3 domesticated household pets per lot. Pets must be kept on a leash when outside the unit or lot. No tethering or staking. Owners must clean up after pets. The HOA may regulate size, number, and type.
- Leasing & rentals: The document does not restrict leasing terms or require HOA approval for rentals. However, all tenants must comply with the rules.
- Assessments & fees: Initial working capital assessment of $200 per lot at purchase. Regular assessments start at $318 per lot per year, paid biannually ($159 each in January and July). Special assessments may be levied. Late fees and 8% interest apply on delinquent amounts.
- Use restrictions: Lots are for residential use only. No businesses, except home offices that don't increase traffic or disturb neighbors. Minimum dwelling size: 1,500 sq ft heated space, with a 2-car garage. No mobile, manufactured, or modular homes. Construction must start within 2 years of lot purchase and finish within 6 months.
- Flags & political signs: Up to 3 flags allowed (U.S., state, military, or seasonal garden flags), max 4x6 feet. Political signs allowed 45 days before an election and up to 7 days after, max 3 signs, each no larger than 24x24 inches.
Key facts from Cameron Trace Subdivision's documents
- Community type
- Covenant / Planned Community
- Units / lots
- 120 (Parcel count within mapped boundary (cou)
- Developer / declarant
- Crosswind Development, Inc., a North Carolina corporation, address 2550 Capital Drive, Suite 105, Creedmoor, NC 27522 as of 2017 (Preamble)
- Governing law
- North Carolina Planned Community Act (N.C.G.S. § 47F-1-103 et seq.) as of 2017 (Section 1.1(viii), Section 2.1)
- Assessments & dues
- $324/year (estimated from 2 real-estate listings) as of 2026 (https://www.homes.com/property/7025-came)
- Special assessments
- May be levied by Association (after control period, with majority written consent) or by Declarant during control period without prior approval. For capital improvements to Common Areas or Subdivision Roads. Declarant not required to pay sp as of 2017 (Section 3.2)
- Collections & liens
- Unpaid assessments become a continuing lien on the Lot; Association may file claim of lien in New Hanover County; may foreclose as a mortgage; attorneys' fees and costs added. as of 2017 (Sections 3.10, 3.10.1, 3.11)
- Reserves & fees
- Greater of $20.00 or 20% of delinquent amount, or such other amount as determined by Association. as of 2017 (Section 3.16)
- Pets
- Yes, domesticated household pets only. No raising, breeding, or commercial purpose. as of 2017 (Section 5.6)
- Parking & vehicles
- Inoperative vehicles not allowed unless parked in garage with door closed. as of 2017 (Section 5.4)
- Fences
- All fencing must be uniform and preapproved by ARC; shall be wood, located in back yards, no closer than 20 ft to rear exterior wall of dwelling, max 5 ft height. Corner lots may have side yard fences to building setback line. No chain link as of 2017 (Section 5.14.6)
- Home business
- Owner may use portion of dwelling as office or studio (not music/dance studio) provided it does not interfere with quiet enjoyment, increase traffic, or violate zoning. as of 2017 (Section 5.2)
- Signs & flags
- U.S. flag, seasonal garden flags, U.S. Military flags, State flags allowed up to 4'x6'; displayed in accordance with 4 U.S.C. §§5-10; no more than three flags at a time. as of 2017 (Section 5.5)
- Setbacks / home size
- Each Dwelling Unit minimum 1,500 sq ft enclosed heated space; 8% variance allowed if approved by Declarant. as of 2017 (Section 5.14.3)
- Use restrictions
- Each Lot shall be used only for residential purposes unless Board authorizes other use. No business, trade, industry, occupation or profession may be conducted. as of 2017 (Section 5.2)
- Voting & meetings
- Each Member (Lot Owner) has one vote per Lot; Members not entitled to vote until expiration of Period of Declarant Control or Development Period. as of 2017 (Section 2.5)
Related associations
Nearby (within 500 m): Quail Woods · Greenview Ranches · Covey Commons · Daniels Trace · Murray Farms Subdivision
About this HOA
Cameron Trace Subdivision is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Cameron Trace Subdivision: 1 CC&R. Last updated 2026-06-01.