The Reserve at Masonboro
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What The Reserve at Masonboro's governing documents say
The Reserve at Masonboro is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). This document is the Declaration of Covenants, Conditions and Restrictions (CC&Rs) that apply to all lot owners in Section 1 and any future sections. It establishes the HOA, common areas, assessments, architectural controls, and use restrictions.
- What you own & maintain: You own your lot and the single-family home on it. The HOA maintains common areas, landscaping in street islands and cul-de-sacs, and certain berms along Efird Road. You must keep your lot clean and neat; the HOA may provide lawncare services but you are responsible for mowing and maintaining landscaping within any enclosed courtyard areas.
- Architectural review: All exterior construction, alterations, or changes (including color, fences, landscaping, and tree removal) require prior written approval from the Declarant or an architectural committee. Plans are deemed approved if not acted on within 30 days of complete submission. No trees of 3" diameter or more may be removed without approval.
- Assessments & fees: All lot owners must pay general assessments for common expenses, special assessments for capital improvements (approved by 2/3 vote), and individual assessments for violations. A working capital assessment equal to two months of budgeted assessments is due at closing. Assessments are a lien on the lot; unpaid amounts accrue interest at 18% per annum plus late fees and collection costs.
- Use restrictions: Lots are for single-family residential use only. No commercial use, no swimming pools, and no subdivision of lots (except to enlarge an adjoining lot). Dwellings must be at least 1,500 sq ft (one-story) or 1,800 sq ft (two-story) of heated floor space, and no more than 2.5 stories. Maximum built-upon area per lot is 3,800 sq ft due to stormwater regulations.
- Leasing & rentals: The document does not address leasing or rental restrictions. Owners may delegate use of common areas to tenants who reside on the property.
- Stormwater & drainage: Lots are subject to state stormwater regulations; the maximum built-upon area is 3,800 sq ft. Owners must maintain drainage on their lots and cannot alter drainage without state and HOA approval. The HOA is responsible for maintaining all stormwater systems.
- What this document doesn't cover: This excerpt does not include specific rules about pets, parking, vehicles, age restrictions, or rental caps. It also does not contain the full HOA bylaws or current fee amounts.
Key facts from The Reserve at Masonboro's documents
- Community type
- Planned Community (Article I, Section 1 (reference to Plann)
- Legal name
- THE RESERVE AT MASONBORO HOMEOWNERS ASSOCIATION, INC
- Units / lots
- 18 initially (Lots 6-15, 26, 39-45) plus future sections (Article I, Section 9 and Article 3)
- Developer / declarant
- THE RESERVE AT MASONBORO, LLC
- Governing law
- North Carolina Planned Community Act (Chapter 47F) (Article I, Section 1)
- Assessments & dues
- Board adopts proposed budget; provides summary to owners; meeting to consider ratification; budget ratified unless majority rejects (Article 6, Section 7)
- Special assessments
- For capital improvements: requires 2/3 vote of each class; for sewer/drainage maintenance: Board may assess without vote (Article 6, Section 4)
- Collections & liens
- Assessments constitute lien; may foreclose via power of sale under the Act (Article 6, Sections 1 and 8)
- Reserves & fees
- Reasonable reserve may be included in Common Expenses (Article I, Section 7 (definition of Comm)
- Voting & meetings
- Two classes: Class A (owners, 1 vote per lot) and Class B (Declarant, 4 votes per lot until conversion) (Article 5, Section 3)
About this HOA
The Reserve at Masonboro is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for The Reserve at Masonboro: 1 CC&R. Last updated 2026-06-01.