Deer Crossing

Wilmington, NC
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What Deer Crossing's governing documents say

Deer Crossing is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). These protective covenants and amended deed restrictions set rules for lot owners, covering assessments, architectural control, and property use. The document is a mix of original covenants and later amendments, so some provisions may be superseded.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Deer Crossing's documents

Community type
Covenant / Planned Community
Legal name
DEER CROSSING OWNERS ASSOCIATION, INC.
Units / lots
Lots 1-19 and 27-28 (21 lots) (Preamble: 'Lots 1-19, and 27-28')
Developer / declarant
Home Life, Inc., a North Carolina corporation (First paragraph of instrument)
Governing law
Chapter 47F of the North Carolina General Statutes (Preamble, first paragraph; Article 1 Sec)
Assessments & dues
Set by Executive Board; not fixed in document (Article 6 Section 7: 'Executive Board sh)
Special assessments
For capital improvements: majority of each class (common elements) or 2/3 of affected members (limited common elements); for sewer/drainage/utility maintenance, board may assess without vote (Article 6 Section 4)
Collections & liens
Yes, after 30 days late; lien recorded; foreclosure like mortgage under power of sale (Article 2A of Chapter 45 NCGS) (Article 6 Section 8)
Reserves & fees
Reasonable reserves included in Common Expenses (Article 1 Section 5: 'including any insu)
Leasing & rentals
Yes; owner responsible for tenant compliance (Preamble under 'PAGE 1': 'If the residen)
Fences
Fences subject to ARC approval; no further specifics in this document (Article 7 Section 1: includes 'fence')
Architectural approval
Yes, for any structure, improvement, or exterior change including color (Article 7 Section 1)
Signs & flags
Signs require ARC approval (Article 7 Section 1: includes 'sign' in )
Voting & meetings
Class A: one vote per Lot; Class B (Declarant): three votes per Lot until 25% lots sold or Dec 31, 2021 (Article 5 Section 3)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Deer Crossing is a homeowners association in Wilmington, NC.

HOAproxy has 2 documents on file for Deer Crossing: 2 CC&Rs. Last updated 2026-06-03.

Governing documents

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