Deer Crossing
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What Deer Crossing's governing documents say
Deer Crossing is a single-family home subdivision in Wilmington, NC, governed by a homeowners association (HOA). These protective covenants and amended deed restrictions set rules for lot owners, covering assessments, architectural control, and property use. The document is a mix of original covenants and later amendments, so some provisions may be superseded.
- HOA membership & voting: Every lot owner is a member of the Deer Crossing Owners Association, Inc. Each lot has one vote. The declarant (developer) had special voting rights until owning 25% or fewer lots or December 31, 2021, whichever came first.
- Assessments & fees: Annual maintenance fees are set by the board; if not adopted, the fee is $50 per lot. Fees are due January 1 and delinquent after January 31. Unpaid fees become a lien on the lot, junior to first mortgages. A working capital assessment equal to one year's general assessment is due at closing from the developer.
- Architectural review: An Architectural Control Committee (ACC) of three property owners must approve any new construction, exterior changes, or landscaping. The ACC has 30-60 days to act; if no decision, the application is deemed approved. Appeals go to the board. Fences must be wood, masonry, or wrought iron, no chain link or vinyl, and no higher than 6 feet.
- Building & use restrictions: Only single-family conventional homes allowed; mobile homes prohibited, modular homes discouraged. Minimum dwelling size 1,400 sq ft (excluding garage, porches). Each home must have a two-car garage. No structure may be used as a dwelling except the primary residence, with limited emergency exceptions.
- Property maintenance: Lots must be kept neat, grass mowed, trash stored out of sight except on pickup days. Exterior paint must be maintained. No accumulation of garbage, junk, or building materials except during permitted construction. Tree removal requires ACC approval unless the tree is hazardous.
- Utilities & drainage: All lots must have working water, sewer, and electricity. No septic systems; sewerage must go to public system. Water wells allowed for irrigation with ACC approval. Rainwater collection must have insect-proof covers. No drainage of sewerage onto roads or open ground.
- Leasing & rentals: The document does not address leasing or rental restrictions. Lot owners are responsible for tenant compliance with rules.
- What this document doesn't cover: This document is a combination of original covenants and later amendments; some original provisions (e.g., declarant rights, annexation) may no longer apply. It does not specify pet rules, parking restrictions, or age restrictions.
Key facts from Deer Crossing's documents
- Community type
- Covenant / Planned Community
- Legal name
- DEER CROSSING OWNERS ASSOCIATION, INC.
- Units / lots
- Lots 1-19 and 27-28 (21 lots) (Preamble: 'Lots 1-19, and 27-28')
- Developer / declarant
- Home Life, Inc., a North Carolina corporation (First paragraph of instrument)
- Governing law
- Chapter 47F of the North Carolina General Statutes (Preamble, first paragraph; Article 1 Sec)
- Assessments & dues
- Set by Executive Board; not fixed in document (Article 6 Section 7: 'Executive Board sh)
- Special assessments
- For capital improvements: majority of each class (common elements) or 2/3 of affected members (limited common elements); for sewer/drainage/utility maintenance, board may assess without vote (Article 6 Section 4)
- Collections & liens
- Yes, after 30 days late; lien recorded; foreclosure like mortgage under power of sale (Article 2A of Chapter 45 NCGS) (Article 6 Section 8)
- Reserves & fees
- Reasonable reserves included in Common Expenses (Article 1 Section 5: 'including any insu)
- Leasing & rentals
- Yes; owner responsible for tenant compliance (Preamble under 'PAGE 1': 'If the residen)
- Fences
- Fences subject to ARC approval; no further specifics in this document (Article 7 Section 1: includes 'fence')
- Architectural approval
- Yes, for any structure, improvement, or exterior change including color (Article 7 Section 1)
- Signs & flags
- Signs require ARC approval (Article 7 Section 1: includes 'sign' in )
- Voting & meetings
- Class A: one vote per Lot; Class B (Declarant): three votes per Lot until 25% lots sold or Dec 31, 2021 (Article 5 Section 3)
About this HOA
Deer Crossing is a homeowners association in Wilmington, NC.
HOAproxy has 2 documents on file for Deer Crossing: 2 CC&Rs. Last updated 2026-06-03.