Cypress Island

Wilmington, NC
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What Cypress Island's governing documents say

Cypress Island is a planned unit development (PUD) in Wilmington, NC, governed by a homeowners association (HOA). This declaration applies to all lots, townhomes, and condominiums within the development, binding owners, tenants, and future buyers. The community is designed for single-family residential use, with common areas maintained by the HOA.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Cypress Island's documents

Reflects the 1997 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Planned Unit Development (Document title)
Units / lots
227 (Parcel count within mapped boundary (cou)
Assessments & dues
Not fixed; set by Board at least 30 days in advance (Article IV, Section 3)
Special assessments
For capital improvements (construction, repair, replacement of common area improvements) requires assent of 2/3 vote of each class; also special assessment for insurance premiums as additional annual assessment levied equally on owners (Article IV, Sections 4 and 5)
Collections & liens
Annual and special assessments are a continuing lien on the property; personal obligation of owner at time installment fell due; lien subordinate to first mortgage; foreclosure of first mortgage extinguishes prior assessments. Association m (Article IV, Sections 1, 8, 9, 10)
Reserves & fees
Interest at 14% per annum on assessments unpaid after 30 days from due date (Article IV, Section 8)
Pets
Yes: dogs, cats or other household pets kept not for commercial purposes, not allowed to run free, must be properly leashed (Article V, Section 6)
Leasing & rentals
Residential units may be leased only in accordance with rules promulgated by the Association (Article V, Section 15)
Parking & vehicles
Not explicitly prohibited, but tractor-trailer trucks/cabs and similar vehicles are prohibited (Article V, Section 9)
Fences
Fences no more than 6 ft high; no portion closer to front lot line than rear corner of dwelling; must be wood stained to match house; no brick, stucco, chain link or wire fence allowed (Article V, Section 5)
Architectural approval
Yes: All buildings, fences, walls, other structures, and exterior additions/changes require prior written approval of plans and specifications by Board of Directors or architectural review committee (3+ members appointed by Board) (Article V, Section 2)
Home business
Accessory buildings not to be used for any activity normally conducted as a business (Article V, Section 2 (A) (detailed under)
Maintenance
Homeowners Association responsible for upkeep and maintenance of private roads within Cypress Island (all phases); also responsible for common area maintenance. Lot owner responsible for maintenance of drainage easements on his lot. (Article I, Section 2 (private roads); Ar)
Insurance
Association shall keep common property insured against fire and other hazards at 100% replacement cost; public liability insurance; also officers/directors liability, fidelity bonds, etc. as deemed necessary (Article IV, Section 5)
Use restrictions
All lots shall be used for single family residential purposes only, except lots owned by Association for amenities or common area (Article V, Section 1)
Voting & meetings
Every Owner of a Lot subject to assessment is a member; one vote per lot (presumed from structure) (Article III, Section 1; Article IV, Sect)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

Management & contact for Cypress Island

From public records (state HOA registry or the association's site); may be out of date — verify before relying on it.

Related associations

Part of: Cypress Island HOA

Nearby (within 500 m): Soundside Subdivision · Saponas Pointe · Shipwatch Village · Snows Cut Landing

About this HOA

Cypress Island is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Cypress Island: 1 CC&R. Last updated 2026-06-01.

Governing documents

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