Cane Garden
association language present (entity×103, governance×6)
We didn't find proxy provisions in the governing documents on file. This usually means the bylaws haven't been uploaded yet.
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What Cane Garden's governing documents say
Cane Garden is a single-family detached home HOA in Wilmington, NC. This declaration creates the homeowners association, defines property rights, and sets rules for assessments, insurance, and use of common areas. It applies to all lot owners in the community.
- What you own & maintain: You own your lot and the building on it. The association owns and maintains the common areas (e.g., private roads, amenities). You must insure your own building for 100% replacement cost.
- Assessments & fees: Annual assessments start at $3,000 per lot (reduced to $300 for unoccupied builder-owned lots). A $500 working capital fee is due at closing. Late payments incur a $50 charge plus 8% interest. Assessments can increase up to 20% or CPI annually without a vote.
- Insurance: The association carries master property insurance on common areas and $1 million liability coverage. You must insure your own building. The association may also carry fidelity bonds and D&O insurance.
- Use restrictions: The document does not specify pet limits, leasing terms, or age restrictions. It reserves the right for the association to adopt rules later.
- What this document doesn't cover: This is the main declaration but does not include the full bylaws, architectural guidelines, or specific use restrictions (e.g., pets, rentals). Those may be in separate documents.
Key facts from Cane Garden's documents
- Community type
- Covenant / Planned Community
- Legal name
- Cane Garden Homeowners Association, Inc.
- Developer / declarant
- HOKE DEVELOPERS 3, LLC
- Governing law
- North Carolina Uniform Arbitration Act, § 15-48-10 as of 2019 (Front page (before Article I))
- Assessments & dues
- $756/year (estimated from 2 real-estate listings) as of 2026 (https://www.zillow.com/homedetails/1916-)
- Special assessments
- Yes. For capital improvements, repair, reconstruction, insurance, or unusual non-recurring expenses. Levied by Board as needed. as of 2019 (Article V Section Five)
- Reserves & fees
- Association shall establish and maintain an adequate reserve fund for periodic maintenance, repair, and replacement of improvements to Common Areas, out of regular assessments. as of 2019 (Article V Section Seven)
- Insurance
- May be included at discretion of Board, not to exceed 5% of policy face amount; treated as Common Expense. as of 2019 (Article VI Section Two (a))
- Voting & meetings
- Class A: one vote per Lot for Owners (except Declarant); Class B: Declarant gets three votes per Lot owned. Class B ceases when Class A votes equal Class B or 10 years from recording, whichever later. as of 2019 (Article IV Section Two)
- Amendments
- Not explicitly stated in provided text; but Declarant may supplement or modify via Supplemental Declaration for additional properties (Article I Section Two (c)). as of 2019 (Article I Section Two (c))
Related associations
Nearby (within 500 m): Murrayville Station Business Park · Brierwood Subdivision · Villas at Murrayville · Brookfield · Stones Edge
About this HOA
Cane Garden is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Cane Garden: 1 CC&R. Last updated 2026-06-01.