Emerald
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What Emerald's governing documents say
Ridge Cove is a single-family home subdivision in Sneads Ferry, NC, governed by a homeowners association (HOA). The rules apply to lot owners and cover residential use, construction standards, architectural control, and stormwater management.
- Single-family residential use: All lots (except Lot 7) are limited to one detached single-family dwelling. No business may be operated from any lot or dwelling.
- Construction standards: Only site-built homes are allowed. Minimum heated living area: 1,200 sq ft for one-story, or 800 sq ft on ground floor for two-story. Garages, decks, and porches are not counted.
- Architectural review: All exterior construction, alterations, and improvements (including fences, sheds, driveways, pools) require prior written approval from the Architectural Control Committee. Plans are deemed approved if not acted on within 30 days.
- Fences: Fences up to 6 feet high are allowed only behind the midpoint of the dwelling's side. No chain link or wire fences. Decorative fences up to 1 foot high may be placed nearer the front.
- Animals & poultry: Dogs, cats, and other household pets are allowed but must not run at large. Up to 6 hen chickens (no roosters) are permitted per lot, kept in a fenced area not exceeding 100 sq ft.
- Parking & vehicles: All parked vehicles must have current registration. No boats, trailers, motor homes, or campers may be parked between the dwelling and the street. Overnight parking of trucks over 1-ton capacity or buses is prohibited except in an enclosed garage.
- Assessments & HOA fees: Annual assessments started at $360 per lot in 2018 and may increase up to 20% per year by board vote; larger increases require 51% owner approval. Assessments fund stormwater facility maintenance, open space, and common area upkeep.
- Stormwater & environmental restrictions: Each lot has a maximum built-upon area of 3,175 sq ft. A 50-foot vegetated buffer must be maintained between impervious areas and surface waters. Wetlands must remain undisturbed without Army Corps approval.
Key facts from Emerald's documents
- Community type
- Covenant / Planned Community
- Legal name
- Ridge Cove Owners Association, Inc. (Article 1.1)
- Developer / declarant
- Emerald Coast, Inc. (Opening paragraph)
- Governing law
- Chapter 47F of North Carolina General Statutes (First WHEREAS clause)
- Assessments & dues
- Until Dec 31, 2018: $360 per Lot. Commencing Jan 1, 2019: not more than $360 per Lot. (Article 16.7(1))
- Special assessments
- General or specific special assessments may be levied by 2/3 vote of Directors and 2/3 vote of owners (voting in person or proxy). Purposes limited to stormwater management, sign easement, fence easement, off-site septic systems, etc. (Article 16.12)
- Collections & liens
- Association may record claim of lien, file suit, and foreclose. Lien subordinate to first mortgage. Foreclosure of first mortgage extinguishes prior assessments but not future. (Article 16.13)
- Reserves & fees
- Annual budget includes reasonable allowance for contingencies and reserves. (Article 16.7(5))
- Pets
- Dogs, cats, or other household pets may be kept, not for commercial purpose. (Article 12)
- Parking & vehicles
- Motor vehicles must have current license and registration. No inoperable vehicles on blocks or stands except in enclosed garage. No boats, trailers, motor homes, or campers parked between front of dwelling and street, nor within 10 ft of si (Article 10)
- Fences
- Fences not to exceed 6 ft in height, only between a line extending from mid-point of side of primary dwelling to each side lot line and rear property line. No chain link or wire fences allowed. Finished sides must face front, side, or rear (Article 11)
- Architectural approval
- Architectural Control Committee approval required for any construction, placement, or alteration of any structure or improvement. (Article 6, Section 2)
- Use restrictions
- All lots except Lot 7 limited to single-family residential use. No business conducted in or operated out of any residential dwelling or on any Lot. (Article 3)
- Voting & meetings
- Class A (owners other than declarant): one vote per Lot. Class B (declarant): ten votes per Lot owned or assigned. Class B ceases when all lots sold and occupied by permanent residents, or 10 years from recording, or at declarant's discreti (Article 16.4)
Related associations
Nearby (within 500 m): Tides End · Royal Palms (NC)
About this HOA
Emerald is a homeowners association in Sneads Ferry, NC.
HOAproxy has 1 document on file for Emerald: 1 CC&R. Last updated 2026-06-20.