Island North
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What Island North's governing documents say
Island North is a condominium community in Carolina Beach, NC — you own your individual unit and share ownership of the building's common elements. The association maintains the common areas and carries master insurance, funded by assessments based on your unit's undivided interest in the common areas.
- What you own & maintain: You own the interior of your unit (including non-load-bearing walls, finishes, windows, doors, and mechanical equipment within the unit). You are responsible for maintaining all interior surfaces, appliances, and equipment, as well as glass doors, window frames, panes, and screens. The association maintains the common areas, including foundations, roofs, exterior walls, stairways, yards, parking, and utility infrastructure.
- Use restrictions: Each unit is restricted to single-family residential use by the owner, their immediate family, guests, invitees, and lessees. No commercial, immoral, or unlawful use is permitted. No structural modifications or exterior alterations (including painting, antennas, or changes to common areas) may be made without the association's written consent.
- Leasing & rentals: The declaration does not specify a minimum lease term or any rental restrictions beyond the general use restriction to single-family residential use. Leasing is permitted subject to the association's rules and regulations.
- Pets: The declaration does not address pet restrictions. Any pet rules would be set by the association's rules and regulations.
- Assessments & fees: Assessments are levied uniformly based on each unit's undivided interest in the common areas. The association may levy special assessments for capital improvements or insurance deductibles. Assessments are a lien on the unit and enforceable by the association.
- Insurance: The association carries master property and liability insurance on the buildings and common areas, with proceeds payable to the association as trustee. Unit owners may obtain their own insurance for their unit and personal property. Insurance proceeds are used for reconstruction or repair, with any surplus distributed to unit owners.
- Damage & reconstruction: If a unit is partially damaged, it must be reconstructed unless the condominium is terminated. If more than two-thirds of units are destroyed, owners of three-fourths of the units may decide not to rebuild. The association is responsible for reconstructing common areas; unit owners are responsible for their own units if the damage is limited to owner-maintained parts.
- What this document doesn't cover: This declaration does not specify parking rules, age restrictions, rental caps, pet limits, or detailed architectural guidelines. Those may be addressed in the association's bylaws or rules and regulations.
Key facts from Island North's documents
- Community type
- condominium (submit said property to the provisions o)
- Legal name
- Island North, Phase I
- Developer / declarant
- Suggs and Harrelson, Inc.
- Governing law
- Chapter 47A of the North Carolina General Statutes (Unit Ownership Act) (Chapter 47A of the General Statutes of t)
- Assessments & dues
- Common expenses shared by unit owners in the same proportions as their undivided interest in common areas and facilities bears to total undivided interests (Article VII, D and Article IV, A)
- Special assessments
- Allowed when insurance proceeds insufficient to defray reconstruction/repair costs, assessed against unit owners of damaged units or all owners for common area damage (Article VII, F(7): Assessments)
- Collections & liens
- Association has lien authority for unpaid assessments; heading 'Liability, Lien and Enforcement' in Article VII, H (Article VII, H: Assessments: Liability, )
- Reserves & fees
- Common expenses include a capital reserve for repair, maintenance, and replacement (Article II, H: definition of Common Expe)
- Architectural approval
- Written consent of Association required for any structural modification or alteration, exterior changes (painting, TV/radio antenna, air conditioning units protruding through walls/roof), or any object fixed to common areas (Article V, D)
- Setbacks / home size
- Future phase buildings not more than three (3) stories above ground level (Article III, D)
- Maintenance
- Association responsible for roofs as part of common areas and facilities (Article II, G(2): roofs included in comm)
- Insurance
- Owner responsible for deductible portion of insurance proceeds if damage caused by owner's act; Association may use insurance proceeds for repair and charge owner for deductible (Article VII, E(1) last paragraph and F(1)
- Use restrictions
- Each unit restricted to single-family residential use by owner, immediate family, guests, invitees, and lessees; no commercial use (Article V, A)
- Voting & meetings
- Each unit owner has voting rights in Association as provided in Articles of Incorporation (Article VI thereof), based on proportional undivided interest in common areas (Article VII, B and Article III, E)
Related associations
Nearby (within 500 m): Shore Acres · Shinn Point · Cedar Island North
About this HOA
Island North is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Island North: 1 CC&R. Last updated 2026-06-01.