Columbia Terrace

Wilmington, NC
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What Columbia Terrace's governing documents say

Columbia Terrace is a 3-unit condominium in Wrightsville Beach, NC. You own your unit and a share of the common areas, which the association maintains and insures. The declaration sets the basic rules for use, maintenance, and governance.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.

Key facts from Columbia Terrace's documents

Reflects the 1986 governing documents — figures and rules are as originally recorded and may have changed since.

Legal name
COLUMBIA TERRACE HOMEOWNERS ASSOCIATION (Section 23: 'COLUMBIA TERRACE HOMEOWNERS)
Developer / declarant
JAMES MOTHERSHED as Trustee for the JAMES THOMAS MOTHERSHED, JR., D.P.M., P.A. PENSION PLAN ACCOUNT M (First paragraph: 'JAMES MOTHERSHED as Tr)
Governing law
North Carolina Condominium Act (Chapter 47C of the General Statutes of North Carolina) (Section 1.A: 'Act⭑ or ⭑ North Carolina C)
Assessments & dues
Common expenses assessed against unit owners by the Association according to percentages in Exhibit C (based on square footage ratio) (Section 12: 'contributor pro rata, in th)
Special assessments
Permitted; cost of repair/replacement in excess of insurance proceeds and reserves is a common expense; Association can levy special assessment for maintenance or abatement of nuisance (Section 9.C: 'repaired or replaced by th)
Collections & liens
Unpaid assessments create a lien in favor of the Association against the unit, enforceable as provided by the North Carolina Condominium Act (Section 14.D: 'shall create a lien to th)
Reserves & fees
Sinking fund or other reserve funds may be established by the Board for maintenance of the property (Section 12: 'after payment of all expens)
Leasing & rentals
Yes, rentals permitted as part of residential/lodging use (Section 7: 'rental of any units by the o)
Parking & vehicles
Parking areas are part of common areas; Association has exclusive right to make permanent and temporary assignments of parking spaces among unit owners (Section 5.A(4): common areas include 'pa)
Signs & flags
Declarant reserves right to maintain sales office, management office, models and signs; no general restriction on owner signs (Section 7: 'The Declarant reserves the r)
Maintenance
Roofs are part of common areas (Section 5.A(2): 'all foundations, columns, girders, beams, supports, roofs' are common areas), thus maintenance is Association responsibility (Section 5.A(2): 'All foundations, column)
Insurance
Deductibles payable by Association upon loss are common expense (Section 16.C: 'any deductibles payable b)
Use restrictions
Yes, for residential and lodging accommodation purposes (Section 7: 'The buildings and each of th)
Voting & meetings
By percentage of common interest (undivided interest in common areas) (Section 21: 'amend by vote of not less t)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Columbia Terrace is a homeowners association in Wilmington, NC.

HOAproxy has 1 document on file for Columbia Terrace: 1 CC&R. Last updated 2026-06-01.

Governing documents

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