Smithville Crossing Condo
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What Smithville Crossing Condo's governing documents say
Smithville Crossing Condominium is a commercial condominium in Southport, NC — you own a unit within a building, but residential use is forbidden. Units are restricted to general office, medical, shopping center, or community center use. The association maintains the common elements and carries master insurance, funded by assessments based on unit size.
- Use restrictions: Units may be used only for general office, medical, shopping center, or community center purposes. Residential use is forbidden. No advertising signs or billboards without board approval.
- What you own & maintain: You own the interior of your unit (within defined boundaries including HVAC systems serving the unit). The association maintains the common elements and limited common elements (e.g., balconies, exterior glass, parking spaces). Unit owners must maintain their own units and pay for repairs caused by their negligence.
- Leasing & rentals: Leases must be in writing and subject to the condominium documents. Any failure by a lessee to comply is a default under the lease. There is no minimum lease term stated.
- Assessments & fees: Common expenses are assessed quarterly based on unit size. Initial purchasers pay four months of dues as working capital. Late payments bear 12% annual interest. The association has a lien for unpaid assessments after 30 days.
- Alterations & improvements: No structural alterations without board approval. Changes to the exterior appearance or common elements require permission. Unit owners may make interior alterations that do not impair structural integrity. The board must respond to requests within 60 days.
- Insurance: The association carries casualty insurance on the property (100% replacement cost) and public liability insurance (at least $2 million per occurrence). Unit owners may obtain their own policies for personal property and liability.
- Parking: Non-exclusive parking easements exist for owners, lessees, and visitors. The association may establish rules for towing and parking violations.
- Pets: The document does not address pets.
Key facts from Smithville Crossing Condo's documents
- Community type
- Condominium (Title and Article 2)
- Legal name
- Smithville Crossing Condominium
- Units / lots
- Maximum 28 units (15 in Building 1513, 13 in Building 1517); initially 13 in 1513 and 10 in 1517 (Section 3.1)
- Developer / declarant
- SMITHVILLE CROSSING, LLC, a North Carolina Limited Liability Company (First paragraph)
- Governing law
- North Carolina Condominium Act, Chapter 47C, North Carolina General Statutes (Section 1.1)
- Special assessments
- Non-budgeted assessment exceeding 10% of current annual operating budget must be ratified by Unit Owners in same manner as budget; assessments less than 10% may be approved by majority vote of Board (Section 20.7)
- Collections & liens
- Association has lien on unit for unpaid assessments after 30 days from filing; lien is prior except prior recorded mortgages and tax liens; foreclosure under power of sale; personal liability of owner (Section 20.5)
- Reserves & fees
- Allocations to reserves are included in Common Expenses (Section 1.7)
- Leasing & rentals
- Leasing of Units or portions allowed; lease must be in writing and subject to Condominium Documents (Section 8.6)
- Parking & vehicles
- Perpetual non-exclusive easement for vehicular parking; Association may establish rules for towing, violations, and designation of parking areas (Section 7.2)
- Architectural approval
- Executive Board approval required for structural additions, alterations, improvements; changes to exterior appearance; penetration of roof or foundation (Section 10.1(a) and (b))
- Insurance
- Association shall maintain casualty insurance on Property at 100% of full insurable value on replacement cost basis; also public liability insurance of at least $2,000,000 per occurrence (Section 13.1 and 13.2)
- Voting & meetings
- Each Unit Owner has one vote per square foot of area within the Unit (Section 2.5); also votes weighted same as allocated percentage of common elements (Section 11.2(c)) (Section 2.5 and Section 11.2(c))
- Amendments
- Declaration may be amended by vote of 67% of Unit Owners, except as otherwise provided; changes to boundaries, allocated interests, or use restrictions require joint consent of unit owners, Declarant, and Association; Special Declarant Righ (Section 17.1, 17.4, 17.6)
About this HOA
Smithville Crossing Condo is a homeowners association in Bolivia, NC.
HOAproxy has 1 document on file for Smithville Crossing Condo: 1 CC&R. Last updated 2026-06-10.