Riverwalk Pointe

What Riverwalk Pointe's governing documents say

Riverwalk Pointe is a townhome community within the larger Mallory Creek Plantation master-planned community in Brunswick County, NC. This document is the supplemental declaration of covenants, conditions, and restrictions that applies specifically to the Riverwalk Pointe townhomes, adding rules on top of the master association's governing documents. It binds lot owners (who own the land and townhome) and covers architectural control, use restrictions, assessments, and maintenance responsibilities.

• What you own & maintain: You own your lot and townhome unit. The association maintains the exterior of the townhome buildings (roofs, siding, gutters, decks, driveways) and all common areas, including landscaping on your lot (mowing, pruning, etc.). You are responsible for windows, doors, interior repairs, and replacement of landscape plantings.
• Architectural review: Any exterior change—including painting, additions, fences, or other structures—requires prior written approval from the Architectural Control Committee (or the declarant during the declarant control period). The committee has sole discretion over design, color, and location. Plans are deemed approved if not acted on within 45 days.
• Use restrictions: Lots are for single-family residential use only. No temporary structures, trailers, or outbuildings as residences. No noxious activities or nuisances. No more than three household pets per townhome; offspring may be kept up to 12 weeks. No signs (including for-sale signs) without board permission, except political signs as allowed by law. Flags: American or NC flag up to 4'x6' on a pole no longer than 5'6" attached to the home; no ground flagpoles. Satellite dishes under 18" diameter allowed if not visible from street or common areas.
• Assessments & fees: All lot owners pay annual assessments set by the board based on an approved budget. Special assessments require 51% owner approval (except for insurance deductibles or declarant reimbursement). First-time buyers from the declarant pay a $1,000 working capital assessment to the association and a $1,000 developer/ builder amenity contribution plus $200 working capital to the master association. Assessments are a continuing lien on the lot; unpaid assessments accrue late fees and can be foreclosed.
• Leasing & rentals: The document does not contain any specific restrictions on leasing or rental terms (e.g., minimum lease duration). Check the master declaration or association rules for any rental policies.
• Party walls: Walls between townhome units are party walls. Each owner has an easement to enter the adjacent unit for maintenance of the party wall. Repair costs are shared equally unless damage is caused by one owner's negligence, in which case that owner bears the full cost.
• Insurance: The association carries casualty insurance on all townhome buildings (100% replacement cost) and common areas, plus liability insurance ($1M minimum). Owners may obtain their own policies for personal property and liability. Insurance proceeds for damaged buildings are held by the association as trustee and used for repair or, if not rebuilt, distributed to owners.
• What this document doesn't cover: This document does not specify age restrictions, rental caps, parking rules, or specific amenity details. Those may be found in the master declaration for Mallory Creek Plantation or in separate association rules.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.