Harbor Bay
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What Harbor Bay's governing documents say
Harbor Bay is a single-family home subdivision in Bolivia, NC, governed by a homeowners' association (Harbor Bay Property Owners Association). The rules apply to all lot owners and their tenants, guests, and contractors. The community is designed for detached single-family homes only, with strict architectural controls and use restrictions.
- Land use & building type: Lots are for single-family residential use only. Minimum heated floor area is 1,300 square feet. Only site-built homes are allowed; manufactured homes, modular houses, trailers, and mobile homes are prohibited. No temporary structures may be used as residences.
- Architectural review: All site preparation, construction, alterations, and landscaping must be approved in writing by the Architectural Control Committee before work begins. Plans must be submitted with at least two sets of final plans; the committee has 60 days to approve or disapprove. A certificate of final approval is required before occupancy.
- Assessments & fees: Annual assessments are levied on each lot. The initial maximum annual assessment in 2007 was $125 per lot; the board may increase it up to 20% per year without owner vote. Special assessments require 67% owner approval. An initial capital contribution of $125 is due at closing for each lot. Late charges and 18% interest apply to unpaid assessments.
- Vehicles & parking: No stripped, wrecked, or junk vehicles may be parked on lots. All vehicles must have functioning mufflers. Off-road vehicles (ATVs, dirt bikes, 4-wheelers) are prohibited. Motor homes and travel trailers cannot be occupied overnight on any lot.
- Animals: Dogs, cats, and other household pets are allowed but not for commercial purposes. They must be restrained and not allowed to run free. Livestock, poultry, stables, and similar structures are prohibited.
- Nuisances & maintenance: No noxious or offensive activities are allowed. Owners must maintain their property (structures, landscaping, etc.) in good condition. The association may mow lots at least twice a year (by end of May and September) and charge the cost as an assessment if owners fail to do so.
- Leasing & rentals: The document does not specify minimum lease terms or restrictions on rentals. Leases are subject to all governing documents and association rules.
Key facts from Harbor Bay's documents
- Community type
- Covenant / Planned Community
- Developer / declarant
- SILVER HILL DEVELOPMENT, LLC, a North Carolina limited liability company (Opening paragraph)
- Governing law
- North Carolina Planned Community Act (Chapter 47F of the General Statutes) (Article I, Section 3)
- Assessments & dues
- Maximum Annual Assessment for 2007: $125.00 per Single Family Lot (Article IV, Section 8(a))
- Special assessments
- Requires approval by affirmative vote of at least 67% of votes cast by each Class of Members (Article IV, Section 9)
- Collections & liens
- Each Assessment is a continuing lien on the real property; lien prior to all other liens except taxes and previously recorded mortgages; may be foreclosed like mortgage or deed of trust (including power of sale under NC law) (Article IV, Sections 2, 3, 10(a))
- Reserves & fees
- Association may establish reserves for contingencies, emergencies, major maintenance, repairs and replacement of Common Elements (Article IV, Section 7)
- Pets
- Dogs, cats or other household pets may be kept; not for commercial purposes (Article VIII, Section 5)
- Architectural approval
- Committee shall approve or disapprove within 60 days from receipt of complete application; if no action within 60 days, approval deemed given (Article VI, Section 6)
- Maintenance
- Owner responsible for own property; Association responsible for maintenance of Common Elements (including landscaping, structures, stormwater facilities, etc.) (Article V, Section 1; Article VI, Sectio)
- Insurance
- Property insurance on Common Elements (at least 80% replacement cost); liability insurance covering death, bodily injury, property damage from use of Common Elements (Article V, Section 6(a))
- Voting & meetings
- Class A (each Owner one vote per Single Family Lot) and Class B (Declarant six votes per lot); Class B ends at Period of Declarant Control (Article II, Section 2)
- Amendments
- Prior to first conveyance to non-Declarant, Declarant may unilaterally amend. After first conveyance, Declarant may amend if no material adverse effect on other Owners. Otherwise, amendment requires affirmative vote or written agreement of (Article IX, Sections 1-4)
About this HOA
Harbor Bay is a homeowners association in Bolivia, NC.
HOAproxy has 1 document on file for Harbor Bay: 1 CC&R. Last updated 2026-06-10.
Governing documents
- B2661 P634 (50 pages) — PDF