Jasmine Cove and Silver Creek Village at Jasmine Cove
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What Jasmine Cove and Silver Creek Village at Jasmine Cove's governing documents say
Jasmine Cove and Silver Creek Village at Jasmine Cove are single-family home subdivisions in Wilmington, NC, governed by a homeowners' association (HOA). This document is the consolidated Declaration of Restrictions that applies to all lots in both subdivisions, binding all owners to residential-use-only rules, architectural controls, and mandatory HOA membership with assessments.
- Residential use only: Lots may be used only for residential purposes; business, manufacturing, commercial, or professional uses are prohibited. The developer reserves the right to build multi-family housing.
- Architectural & design controls: All building designs, exterior colors, and materials (must be brick veneer and/or vinyl siding) require developer approval. No exterior changes without written permission. White mini-blinds must be installed in all windows within 10 days of occupancy.
- Pets: No more than four household pets per lot. Pets must be leashed or confined in a fenced area; owners must remove pet debris. Animals raised for commercial purposes or food are prohibited.
- Landscaping & exterior maintenance: The HOA maintains all front, side, and backyard areas not fenced in, and no other landscaping is allowed. Owners must maintain their building exteriors; the HOA may step in and charge the owner if they fail to do so.
- Prohibited items & activities: No temporary structures, trailers, tents, or outbuildings used as residences. No exterior TV/radio antennas or satellite dishes. No clotheslines unless screened from view. No exposed fuel tanks or storage receptacles. No statues, sculptures, or artificial wildlife in yards.
- HOA membership & assessments: Every lot owner automatically becomes a member of the Jasmine Cove / Silver Creek Village Owners Association. Annual assessments are set by the Board and can be increased up to 10% per year without member vote; larger increases require a 2/3 vote. Special assessments for capital improvements also require 2/3 approval. Assessments are due quarterly and unpaid amounts accrue 14% annual interest and become a lien on the property.
- Developer control & transition: The developer controls the HOA board until 75% of lots are sold or December 31, 1996, whichever comes first. Until then, the developer appoints the board and is exempt from paying assessments on unsold lots.
- What this document doesn't cover: This document does not specify current assessment dollar amounts, rental restrictions, age restrictions, parking rules, or specific amenity details (beyond mentioning a subdivision sign, irrigation system, mailboxes, and stormwater facilities). It also does not include the full HOA bylaws (referenced as Exhibit A) or any rules about noise, guests, or holiday decorations.
Key facts from Jasmine Cove and Silver Creek Village at Jasmine Cove's documents
- Community type
- HOA (Owners Association) (Section 24(a): JASMINE COVE / SILVER CRE)
- Governing law
- Chapter 55A of the North Carolina General Statutes (Nonprofit Corporation Act) (Section 24(a))
- Assessments & dues
- Annual assessments established by Board; may be increased up to 10% per year without membership approval; beyond that requires a vote of 2/3 of members voting in person or by proxy. (Section 25(e))
- Special assessments
- Allowed for capital improvements with assent of 2/3 of members voting at a meeting called for that purpose. (Section 25(f))
- Collections & liens
- Unpaid assessments become a lien on the lot. Association may foreclose or bring action at law. Costs and attorney's fees added. Lien subordinate to first mortgage. Claim of lien recorded in public records. (Section 25(b), 25(i), 25(j), 25(k))
- Reserves & fees
- Interest at 14% per annum from due date; no separate late fee mentioned. (Section 25(i))
- Pets
- Yes, only dogs, cats, or other household pets for companionship. (Section 8)
- Fences
- Developer may construct fenced areas; some may be limited common areas. Maintenance of fences by Association; interior of fenced area maintained by adjacent owner. Additional fencing may be built by Developer and maintained by Association. (Sections 9 and 10)
- Architectural approval
- Yes, Developer or designee approves site/location, building design, exterior colors, lot grading, and other changes. (Sections 3, 5, 6, 12)
- Home business
- Prohibited (professional purposes also prohibited). (Section 2)
- Signs & flags
- Developer has temporary easement for directional signs for up to 5 years; no other sign regulations mentioned. (Section 15)
- Maintenance
- Owner(s) of each house/unit responsible for roof repair/replacement. If multiple units under single roof, joint pro rata. (Section 13)
- Use restrictions
- Yes. No business, manufacturing, commercial, or professional purposes. Lots for residential purposes only. (Section 2)
- Voting & meetings
- Two classes: Class A (lot owners, 1 vote per lot); Class B (Developer, 2 votes per lot owned). Class B converts to Class A upon 75% of units deeded to homeowners or Dec 31, 1996, whichever earlier. (Section 24(c))
- Amendments
- Developer had right to amend prior to December 31, 1995 without owner consent (per original declaration Paragraph TWENTY-SIXTH). No general amendment procedure beyond that stated. (Recitals (Paragraph TWENTY-SIXTH of orig)
About this HOA
Jasmine Cove and Silver Creek Village at Jasmine Cove is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Jasmine Cove and Silver Creek Village at Jasmine Cove: 1 CC&R. Last updated 2026-06-01.