Mimosa Bay

What Mimosa Bay's governing documents say

Mimosa Bay is a single-family home subdivision in North Topsail Beach, NC, governed by a homeowners' association (HOA). This document is the full declaration of covenants, conditions, and restrictions (CC&Rs) that apply to all lot owners, residents, and their guests. It establishes the HOA, sets rules for property use, architectural control, assessments, and stormwater management.

• What you own & maintain: You own your lot and the home on it. The HOA owns and maintains the common elements (e.g., private roads, perimeter fencing, stormwater ponds). You must maintain your lot and home, keep it free of weeds and debris, and repair any damage you cause to common elements.
• Architectural review: All exterior construction, additions, painting, fences, and landscaping must be approved in writing by the Architectural Review Committee (ARC) before starting. Plans are deemed approved if not acted on within 45 days. The ARC can reject plans for any reason, including aesthetics.
• Minimum home size & setbacks: Homes on Lots 1–24, 82–87, A1, A2, A3 must be at least 2,500 sq. ft. of heated area; all other Phase I lots require at least 1,800 sq. ft. Setbacks: front yard 30 ft, side yard 10 ft, rear/side on road 15 ft from lot lines.
• Leasing & rentals: Leases must be for at least six months. Transient (short-term) rentals are prohibited. All leases must be in writing and require tenants to follow the declaration and HOA rules.
• Parking & vehicles: Each lot must provide off-street parking for at least two cars. Boats, campers, trailers, and inoperable vehicles are not allowed on lots or streets without HOA permission. Vehicle repairs visible from the street are prohibited.
• Pets & animals: Dogs, cats, and other household pets are allowed but not for commercial purposes. They must be leashed and not become a nuisance. Livestock and poultry are prohibited.
• Assessments & fees: Annual assessments start at $500/year (set by developer) and can be increased up to 20% without member vote. A $200 working capital fee is due at lot purchase. A $500 construction deposit and $250 architectural review fee apply when building a home. Special assessments may be levied for capital improvements or insurance.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.