Silver Oaks
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What Silver Oaks's governing documents say
Silver Oaks is a planned community in Bolivia, NC, governed by a Declaration of Covenants, Conditions, Restrictions and Easements (CCRs). This document establishes the rules for all homeowners in the community, covering use of lots, architectural review, maintenance responsibilities, and assessments. It is a standard single-family home HOA.
- What you own & maintain: You own your lot and the dwelling on it, and you are responsible for maintaining your lot, including landscaping, exterior repairs, and keeping it free of trash. The association maintains common areas, roads, entry features, and stormwater facilities.
- Architectural review: No exterior changes (fences, landscaping, paint, etc.) may be made without prior written approval from the Declarant (builder) during the Declarant Control Period, or later from an Architectural Review Committee (ARC). Approval is based on aesthetic considerations and can be denied in the Declarant's sole discretion.
- Leasing & rentals: Leases must have a minimum term of six months. The association may regulate leasing but cannot prohibit it or require consent to lease. Short-term rentals are effectively banned.
- Occupancy & use: Lots are for single-family residential use only. Occupants must be a single family (related by blood, marriage, adoption, or guardianship, or up to three unrelated persons living as a single housekeeping unit). No mobile homes, manufactured housing, or temporary structures as residences.
- Parking & vehicles: Only licensed, operative passenger vehicles may be regularly parked in driveways. No regular parking on roadways. Recreational vehicles must be screened from view. No vehicle may be used as a dwelling.
- Assessments & fees: All lots pay annual Base Assessments to fund common expenses. Special Assessments may be levied for unbudgeted expenses. Late charges up to $20/month or 10% of unpaid installment, interest up to 18% per annum, and liens may be placed on lots for nonpayment.
- Pets: The document does not specify pet restrictions; however, the association may adopt rules and regulations regarding pets. Check the current Rules & Regulations for details.
Key facts from Silver Oaks's documents
- Community type
- Planned Community (Preamble B)
- Legal name
- Silver Oaks
- Developer / declarant
- D.R. Horton, Inc., a Delaware corporation (Page 2, preamble)
- Governing law
- Chapter 47F of the North Carolina General Statutes (the "Planned Community Act") (Article I)
- Assessments & dues
- Board prepares budget at least 60 days before fiscal year; Base Assessment levied equally per Lot; Declarant may contribute deficits. (Section 9.3)
- Special assessments
- Allowed for unbudgeted or excess expenses; requires majority Board vote and Declarant consent during Declarant Control Period. (Section 9.4)
- Collections & liens
- After 30 days unpaid, Association may file a claim of lien in Brunswick County. Lien superior to all except prior recorded liens, tax liens, etc. Personal obligation also exists. (Section 9.2, paragraphs 3-5)
- Reserves & fees
- Budget must include contributions to a reserve fund for repair and replacement of capital assets based on a separate reserve budget. (Section 9.3, paragraph 2)
- Leasing & rentals
- Leasing or transfer of any Lot cannot be prohibited; Association may regulate leasing, including requiring minimum lease term of 6 months. Certain FHA/VA insured mortgages may have restrictions. (Section 4.5.3)
- Parking & vehicles
- Only licensed and operative passenger cars, station wagons, passenger pick-up trucks or passenger vans may be regularly parked in driveways. No regular parking on roadways. Recreational vehicles must be screened. No vehicle used as dwelling (Section 4.3.8)
- Fences
- Fences require prior written approval under Article V (Section 5.1). Also screening requirements for certain items (boats, etc.) may require fence of at least 6 feet (Section 4.3.12). (Sections 5.1, 4.3.12)
- Architectural approval
- Reviewer shall make determination within 30 days of completed application; final determination within 45 days. Unless Reviewer fails to respond in 45 days, then deemed approved (subject to Declarant veto). (Section 5.4.2)
- Home business
- Home business use ancillary to primary residential use is permitted, subject to Rules and Regulations and all applicable laws. (Section 4.1, last sentence)
- Signs & flags
- Not specifically mentioned; signs provision may apply. (No explicit provision)
- Use restrictions
- Lots and Common Areas shall be used for residential and related purposes only, consistent with Governing Documents; exception for Declarant's offices, model homes, etc., and home business ancillary to residential use. (Section 4.1)
- Voting & meetings
- Class A: One vote per Lot for all Owners except Declarant. Class B: Declarant gets three votes per Lot owned plus one vote per Lot owned by others. Class B converts to Class A upon first of: (i) all Lots conveyed; (ii) surrender of appointm (Section 3.3)
About this HOA
Silver Oaks is a homeowners association in Bolivia, NC.
HOAproxy has 1 document on file for Silver Oaks: 1 CC&R. Last updated 2026-06-08.