Winding Creek (KY)

Middletown, KY

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Key facts from Winding Creek (KY)'s documents

Reflects the 2004 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Units / lots
11 (Lots 1 through 11) (Section 1.1, page 2)
Developer / declarant
J.K. Stratton Construction, LLC
Assessments & dues
Initial $300.00 per year per Lot for calendar year 2004; initiation fee of $300 applied to annual assessment (Section 4.6(a), page 26)
Special assessments
Homeowners Association may levy Special Assessment for capital improvements, with assent of members per Bylaws (Section 4.7, page 26)
Collections & liens
Annual and Special Assessments are a continuing lien on the Lot and a personal obligation; may be foreclosed; lien subordinate to first mortgage of institutional lender (Sections 4.4(b), 4.10, 4.11, pages 25-27)
Reserves & fees
Interest from due date at 12% per annum or such lower rate as maximum permitted by law (Sections 4.10 and 2.6(b), pages 27 and 8)
Pets
Dogs, cats, and other traditional household pets (as recognized in Louisville, KY vicinity) may be kept in residence; no commercial or breeding purposes; no pet runs without approval (Section 2.4, page 5)
Fences
Max 48 inches in height; no chain link; finished side must face outward; cannot extend toward front or street side property line beyond front or side wall of residence without written approval; prior written approval required (Section 2.5(b), page 6)
Architectural approval
All clearing, grading, construction, and landscaping require prior written approval of Declarant in its sole discretion (Section 3.1(a) and (b), pages 14-15)
Home business
Only home occupations as strictly construed under Land Development Code; no other trade or business; builder may use new house as model home or office for up to 18 months (Sections 2.1(a)(i) and 2.8, pages 3 and )
Setbacks / home size
Minimum building setback lines required by applicable zoning and as shown on Plat; Declarant may vary in its discretion if not in conflict with zoning (Section 3.4, page 20)
Use restrictions
Lots used only for private single-family residential purposes except home occupations as strictly construed under Land Development Code; no boarding houses, hotels, group homes, etc. (Section 2.1(a)(i) and (iv), pages 3-4)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Winding Creek (KY) is a homeowners association in Middletown, KY.

HOAproxy has 1 document on file for Winding Creek (KY): 1 CC&R. Last updated 2026-06-18.

Governing documents

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