Mill Springs Homeowners Association

Key facts from Mill Springs Homeowners Association's documents

Reflects the 2005 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Single Family Residential Subdivision (Sections 1-2)

Units / lots

40 lots on plat, each eligible for subdivision into two zero-lot-line lots (Section 1; Amendment lists Lots 1-40)

Governing law

Tennessee law (no specific statute cited) (State of Tennessee heading)

Assessments & dues

Initially by owners/developers; thereafter can be changed by majority vote of Managing Committee (Section 9(A))

Collections & liens

Unpaid annual maintenance fees constitute a lien on the lot, subordinate to first mortgage and tax liens; foreclosure permitted with 21-day notice via publication, sale at courthouse, and waiver of redemption rights (Section 9(C))

Reserves & fees

Initial $50 per transfer upon conveyance, may be changed by Association at any time (Section 9(E))

Pets

Yes, common household pets (dogs, cats, etc.) kept inside the residence, not for commercial purposes (Section 4)

Architectural approval

Yes for fences, outbuildings, antennas/dishes, and sports equipment (Sections 7, 11, 13, 8)

Signs & flags

Only one professional sign (1 sq ft max), one sale/rent sign (6 sq ft max), or builder signs during construction (Section 12)

Setbacks / home size

Building setback line as shown on recorded plat; unenclosed porches, bay windows, steps, terraces may extend across setback lines; main structure must not violate unless variance granted by governmental authority (Section 6)

Use restrictions

Each lot for single residential building only; no structure designed for more than two families (Section 2)

Voting & meetings

Each lot owner has one vote per zero lot; Committee members appointed by developers initially, later elected by majority of lot owners (Section 9(A))

Amendments

Covenants may be amended by 75% of owners, with developer's signature if developer still owns property; developer may amend unilaterally for compliance with law, title insurance, lender requirements, or governmental agencies, provided marke (Section 24)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.