The Gables (TN)

Key facts from The Gables (TN)'s documents

Reflects the 1998 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Homeowners' Association (HOA) (Bylaws Article I: 'THE GABLES HOMEOWNERS)

Governing law

Laws of the State of Tennessee (Bylaws Article III: 'any applicable rest)

Assessments & dues

Board prepares budget; Developer may approve/disapprove budget for 10 years after first board election. Assessments are Common Expenses allocated to Owners. (Bylaws Section 6.02; Declaration Section)

Special assessments

Not directly named, but capital additions exceeding $5,000 require majority vote, exceeding $10,000 require 67% vote; Board can make emergency repairs without vote. (Bylaws Section 5.17)

Collections & liens

Not detailed in provided text; Declaration mentions 'liens' in definition (Section 1.07) but no enforcement process shown. (Declaration Section 1.07: Covenants incl)

Pets

Dogs, cats, or other household pets allowed; no poultry, livestock; no commercial purposes. (Declaration Section 3.19)

Parking & vehicles

Not allowed for commercial trucks habitually; overnight parking on streets prohibited for panel, commercial, or tractor trucks. (Declaration Section 3.03)

Architectural approval

Architectural Review Committee (ARC) approval required for many items: fences, trees (cutting trees >6 inches), antennas/dish >24 inches, elevation changes, building materials not standard, etc. (Declaration Sections 3.12, 3.25, 3.28, 3)

Home business

Prohibited: 'No residence shall be used ... for any business service or activity, or for any commercial purpose' (Declaration Section 3.03)

Signs & flags

One sign offering Lot/Dwelling for sale allowed; must be approved form; no other signs except as approved. (Declaration Section 3.15)

Setbacks / home size

Front: 25 feet; Rear: 25 feet; Side: 10 feet. Steps and open porches not considered part of building. (Declaration Section 3.05)

Maintenance

Owner responsible for maintenance of all structures, vegetation, driveways, fences on lot; Association responsible for Common Properties. (Declaration Sections 3.35 and 2.04; Byla)

Insurance

Board may purchase liability insurance covering officers and directors; fidelity bond for manager. (Bylaws Section 5.07(e) and (f))

Use restrictions

All lots are residential; no multiple family; no business or commercial use; no truck parking habitually. (Declaration Sections 3.02 and 3.03)

Voting & meetings

Each lot entitled to one vote; if multiple owners, they determine how to cast; fractional votes for co-owners if disagree. Developer gets three votes per lot owned. (Bylaws Section 4.02 (a) and (b))

Amendments

Bylaws: Developer may amend before first board election; thereafter 67% vote of members present or represented at meeting called for that purpose. Declaration: appears to require 67% vote per Table of Contents (Section 6.03). (Bylaws Section 8.02; Declaration Table o)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.