The Cottages at Twelve Oaks

Rutherfordton, NC

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Key facts from The Cottages at Twelve Oaks's documents

Reflects the 2019 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Developer / declarant
James R. Hooper and Sonja R. Hooper (WHEREAS clause)
Governing law
North Carolina Planned Community Act, Chapter 47F (Paragraph 4)
Assessments & dues
Blank (to be determined) (Paragraph 12: blank line)
Collections & liens
Governing statute provides for liens as per NC Planned Community Act (Paragraph 4)
Pets
Yes, with restrictions: no dog lots or chained animals, pet waste must be picked up, nuisance animals removed (Paragraphs 17, 19, 20)
Parking & vehicles
Parking not allowed to block sidewalks (Paragraph 16h)
Fences
Fencing prohibited as debris/clutter (Paragraph 16g)
Architectural approval
Not established; declarant may grant variances in writing (Paragraph 5b)
Maintenance
Owner maintains roof in uniform color (Paragraph 16f)
Insurance
Liability coverage for common areas and directors/officers liability insurance (Paragraph 15)
Voting & meetings
One vote per lot regardless of number of owners (Paragraph 3)
Amendments
Instrument signed by owners of requisite majority of lots recorded before termination of term (Paragraph 6)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

The Cottages at Twelve Oaks is a homeowners association in Rutherfordton, NC.

HOAproxy has 1 document on file for The Cottages at Twelve Oaks: 1 CC&R. Last updated 2026-06-15.

Governing documents

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