Ruth Harbor

Key facts from Ruth Harbor's documents

Reflects the 2021 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

HOA (planned community) (Association defined as property owners a)

Governing law

North Carolina Planned Community Act (Chapter 47F of NCGS) (Article I, Section 1(a))

Assessments & dues

For 2021: $25 per Lot, $180 per Living Unit (Article II, Section 3)

Special assessments

May be levied for capital improvements; requires 2/3 vote of each class; Board may levy up to $500 per Lot/Living Unit once every 5 years unless 90% reject (Article II, Section 9)

Collections & liens

Unpaid assessments become lien on lot; may be foreclosed; subordinate to first mortgage and ad valorem taxes (Article II, Sections 4 and 10)

Reserves & fees

Budgets shall include monies allocated for reserve funds (Article II, Section 2 and Section 3)

Pets

Yes, usual and common household pets allowed (Article VIII, Section 13)

Parking & vehicles

May be restricted after notification from Declarant or Johnston County (Article VIII, Section 8)

Fences

Written approval required; no chain link except black chain link; max height 6 feet (Article VIII, Section 11)

Architectural approval

Yes, prior written approval for buildings, fences, structures, exterior alterations, signs, landscape plans (Article VII, Section 2(a))

Setbacks / home size

Setback requirements as per Johnston County Subdivision Regulations in effect at time of construction (Article VIII, Section 5)

Maintenance

Association responsible for Common Area (including private streets, stormwater, landscape easements); Owner responsible for lot (including shoulders, ditches, sod, sewage disposal, water connection) (Article I, Section 1(h) (Common Area); A)

Insurance

Association shall procure hazard insurance on Common Area and liability insurance of at least $1,000,000 (Article X, Section 1)

Use restrictions

Yes, single-family residential purposes; exception for Declarant's sales office/model (Article VIII, Section 1)

Voting & meetings

Two classes: Class A (1 vote per lot), Class B (Declarant, 5 votes per lot until conversion) (Article VI, Sections 1 and 2)

Amendments

By Declarant until no lots owned; thereafter by 67% vote of Lot Owners (Article XII, Section 6)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.