Cedar Falls Homeowners Association

Key facts from Cedar Falls Homeowners Association's documents

Reflects the 2018 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Homeowners Association (Article 1.1(h): 'Association')

Units / lots

at least 111 (based on lot numbers referenced: 15,16,31,33,35,48,59,102,105,111) (Article 9.2)

Governing law

Tennessee Non-Profit Corporation Act (Exhibit A, Article 1)

Assessments & dues

Initial maximum $600 per lot per year (until December 31, 2003); current amount not specified (Article 25, Section 3)

Special assessments

Allowed for capital improvements with 2/3 vote of members voting in person or by proxy (Article 25, Section 4)

Collections & liens

Assessment is a continuing lien on the lot; Association may foreclose lien or sue owner personally; lien subordinate to first mortgages (Article 25, Sections 1, 8, 9)

Reserves & fees

$75 if not paid within 60 days from due date (Article 25, Section 8)

Pets

Dogs, cats, or other household pets allowed; not for commercial purposes or resale (Article 14)

Leasing & rentals

Yes, nightly rental or written annual lease; monthly rental strictly prohibited (Article 11, Section 1)

Parking & vehicles

Not explicitly prohibited but restrictions on inoperable and commercial vehicles (Article 10, Section 16)

Architectural approval

Yes, for any construction, reconstruction, remodeling, alteration, or addition; also fences, walls, swimming pools, outbuildings, etc. (Article 7 and Article 10, Section 16-18)

Signs & flags

One professionally made sign (18"x36" max) indicating ownership/cabin name; realtor signs professional, not more than 2 sq ft or standard realtor size; Developer excluded until all lots sold (Article 13)

Setbacks / home size

Minimum building setback lines as shown on recorded map; building includes eaves, steps, porches, decks, garages; no encroachments (Article 8)

Maintenance

Not explicit; implied owner responsibility (N/A)

Insurance

Association to procure and maintain adequate liability and hazard insurance on property owned by Association (Bylaws Article 7, Section 2(d))

Use restrictions

Lots restricted exclusively to single‑family residential use and nightly rental or written annual lease; monthly rental strictly prohibited (Article 11, Section 1)

Voting & meetings

One vote per lot owned; members are all owners of lots subject to assessment (Article 24, Section 2)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.