The Retreats at White Oak Homeowners Association

Chattanooga, TN

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Key facts from The Retreats at White Oak Homeowners Association's documents

Reflects the 2008 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Homeowners Association with separate Townhome Association (Recitals C, E, F, G and definitions)
Legal name
The Retreats at White Oak Homeowners Association, Inc. (Section 1.01 and Recital E)
Assessments & dues
Set by Developer initially; after turnover, set by Board. No specific dollar amount given. (Section 5.03)
Special assessments
Levied for capital improvements/reconstruction of Common Properties. Over $100k requires majority vote; over $200k requires 2/3 vote. Urgent repairs excepted. (Section 5.04)
Collections & liens
Association has a lien on each Home Site for unpaid assessments. May be foreclosed. Also may record notice of lien separately. (Section 5.08)
Pets
Yes, but no sheep, swine, goats, horses, cattle, burros, fowls (except household birds) or like animals. No kennels for commercial breeding/boarding. (Section 3.38)
Leasing & rentals
Only in connection with a bona fide agreement to purchase the Home; lease term not to exceed six months unless approved by Board. (Section 3.02 D)
Fences
Fences must be cast aluminum (black), wrought iron, or wooden/vinyl picket stained/painted earthtone; subject to DRC approval. Chain link, front yard fences, dog runs, barbed wire prohibited. (Section 3.31)
Architectural approval
Yes, Design Review Committee (DRC) approval required for any construction, alteration, landscaping, etc. Submit plans at least 45 days before construction. (Section 4.01 B)
Signs & flags
Flag poles permitted only from exterior surface of a Home, not more than 5 feet in length, location approved by DRC. (Section 3.22)
Setbacks / home size
As specified in Hamilton County zoning laws applicable as of recording date. (Section 3.10)
Use restrictions
All Home Sites shall be used for residential purposes only; single-family detached homes or townhomes. (Section 3.02 A and 3.03)
Amendments
Developer retains power to amend as necessary for progress of Development (Recital J, Section 11.02). Amendment of Article VI requires 3/4 vote of notified First Mortgagees. (Recital J, Section 11.02, Section 6.03)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

The Retreats at White Oak Homeowners Association is a homeowners association in Chattanooga, TN. Mailing address: 3832 Wesley Chap Road, Chattanooga, TN None.

HOAproxy has 1 document on file for The Retreats at White Oak Homeowners Association: 1 CC&R. Last updated 2026-05-07.

Governing documents