The Retreats at White Oak Homeowners Association
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Key facts from The Retreats at White Oak Homeowners Association's documents
- Community type
- Homeowners Association with separate Townhome Association (Recitals C, E, F, G and definitions)
- Legal name
- The Retreats at White Oak Homeowners Association, Inc. (Section 1.01 and Recital E)
- Assessments & dues
- Set by Developer initially; after turnover, set by Board. No specific dollar amount given. (Section 5.03)
- Special assessments
- Levied for capital improvements/reconstruction of Common Properties. Over $100k requires majority vote; over $200k requires 2/3 vote. Urgent repairs excepted. (Section 5.04)
- Collections & liens
- Association has a lien on each Home Site for unpaid assessments. May be foreclosed. Also may record notice of lien separately. (Section 5.08)
- Pets
- Yes, but no sheep, swine, goats, horses, cattle, burros, fowls (except household birds) or like animals. No kennels for commercial breeding/boarding. (Section 3.38)
- Leasing & rentals
- Only in connection with a bona fide agreement to purchase the Home; lease term not to exceed six months unless approved by Board. (Section 3.02 D)
- Fences
- Fences must be cast aluminum (black), wrought iron, or wooden/vinyl picket stained/painted earthtone; subject to DRC approval. Chain link, front yard fences, dog runs, barbed wire prohibited. (Section 3.31)
- Architectural approval
- Yes, Design Review Committee (DRC) approval required for any construction, alteration, landscaping, etc. Submit plans at least 45 days before construction. (Section 4.01 B)
- Signs & flags
- Flag poles permitted only from exterior surface of a Home, not more than 5 feet in length, location approved by DRC. (Section 3.22)
- Setbacks / home size
- As specified in Hamilton County zoning laws applicable as of recording date. (Section 3.10)
- Use restrictions
- All Home Sites shall be used for residential purposes only; single-family detached homes or townhomes. (Section 3.02 A and 3.03)
- Amendments
- Developer retains power to amend as necessary for progress of Development (Recital J, Section 11.02). Amendment of Article VI requires 3/4 vote of notified First Mortgagees. (Recital J, Section 11.02, Section 6.03)
About this HOA
The Retreats at White Oak Homeowners Association is a homeowners association in Chattanooga, TN. Mailing address: 3832 Wesley Chap Road, Chattanooga, TN None.
HOAproxy has 1 document on file for The Retreats at White Oak Homeowners Association: 1 CC&R. Last updated 2026-05-07.
Governing documents
- Covenants And Restrictions Retreats At White Oak (41 pages) — PDF