Stone Creek (TN)

Chattanooga, TN

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Key facts from Stone Creek (TN)'s documents

Reflects the 2011 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Homeowner's Association (non-profit, non-stock corporation) (§ 1.01)
Legal name
STONE CREEK PD HOMEOWNER'S ASSOCIATION, INC. (§ 1.01; Exhibit B Charter)
Units / lots
21 residential lots (Lots 1–20 and Lot 106) plus 5 common open space lots (COS Lots) (Whereas: 'consists of 21 residential lot)
Special assessments
May be levied by the Association for capital improvements or unexpected repairs, but must be approved by the membership at a duly called meeting (10–30 days written notice). (§ 7.03)
Collections & liens
Delinquent assessments constitute a continuing lien on the lot. Association may foreclose via public sale after 21 days of newspaper publication and written notice to owner; sale free of redemption, homestead, dower exemptions; proceeds app (§ 7.05, § 7.06, § 7.07)
Reserves & fees
Association may fund a general operating reserve and/or reserve for replacements as part of annual expenses. (§ 7.02(d))
Pets
Dogs, cats, and other household pets may be kept, but not bred or kept for commercial purpose. Excessive numbers not allowed. No animals, livestock or poultry of any kind. (§ 3.02(c))
Setbacks / home size
Minimum front yard setback: 35 feet; side yard: 5 feet; rear yard: 25 feet. (From plat conditions – these are the bulk regulations for the planned development.) (Exhibit A – Plat Conditions, § G. BULK R)
Use restrictions
Lots shall be used only for private single‑family residential purposes. No lot subdivision except by Declarant. No building moved onto a lot. Only one detached single‑family residence per lot (except may combine two lots). Not more than two (§ 3.01)
Voting & meetings
One vote per lot owned; however, Developer (HBT Investments, LLC) has three votes per lot until 80% of all lots sold, thereafter one vote per lot. Co‑owners must agree on vote or it is not counted. (§ 4.03; § 4.04; By‑Laws Art. III §2; Cha)
Amendments
First two years: amendment requires instrument signed by owners holding not less than 50% of votes and approval by Declarant. After two years: amendment requires instrument signed by 75% of votes. Declarant may unilaterally amend for 3 year (§ 10.01)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Stone Creek (TN) is a homeowners association in Chattanooga, TN.

HOAproxy has 6 documents on file for Stone Creek (TN): 6 CC&Rs. Last updated 2026-06-25.

Governing documents

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