Inland Harbor Condominiums
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What Inland Harbor Condominiums's governing documents say
Inland Harbor Condominiums is a condominium community in Wilmington, NC — you own your individual unit and share ownership of the common property with other unit owners. The association (Inland Harbor Homeowners Association, Inc.) manages the common areas, enforces rules, and collects assessments. This declaration covers Phase I (up to 18 units) and allows for up to five phases total.
- What you own & maintain: You own the interior of your unit (including doors, window frames, panes, screens, and interior surfaces). The association maintains all common property, including structural elements and shared systems. You are responsible for maintenance and repair within your unit, including HVAC, appliances, and interior finishes.
- Leasing & rentals: You may lease your entire unit, but no lease may be for less than the entire unit. Leases must be in writing and must state they are subject to this declaration. There are no other restrictions on leasing.
- Use restrictions: Units are restricted to residential use by the owner, family, guests, invitees, or lessees. No immoral, improper, offensive, or unlawful use is allowed. You may not create nuisances or interfere with other owners' peaceful possession.
- Alterations & exterior changes: No structural modifications or alterations to your unit without prior written consent of the association. No exterior changes (painting, antennas, objects protruding through walls/roof) without consent. No objects fixed to common or limited common property (including fences, plants) without consent.
- Assessments & fees: The association levies uniform assessments based on your unit's undivided interest in common property. Assessments are payable monthly (or as determined by the board). A working capital fund equal to two months' assessments is collected at closing. Delinquent assessments bear 6% interest and may result in a lien on your unit.
- Insurance: The association carries casualty, liability, fidelity, and flood insurance on the common property. Each unit owner must maintain personal liability insurance of at least $100,000 per occurrence. Insurance proceeds for damage are held by the association for repair or distribution.
- Parking: The property has sufficient parking for at least one car per unit. Each owner has the right to use at least one space. The association may assign parking spaces and establish rules for their use.
- Pets: The document does not address pet restrictions.
Key facts from Inland Harbor Condominiums's documents
- Community type
- Condominium (Phase I of up to five phases) (Article 1)
- Legal name
- INLAND HARBOR HOMEOWNERS
- Units / lots
- 18 (Phase I maximum) (Article 1: 'contain a maximum of 18 livi)
- Developer / declarant
- B.W.T. ENTERPRISES, INC.
- Governing law
- Chapter 47A of the North Carolina General Statutes (Unit Ownership Act) (Article 1, Article 3)
- Assessments & dues
- Board of Directors establishes Annual Budget; assessments uniform based on undivided interest in Common Property (Article 23.A, 23.C)
- Special assessments
- Board may levy assessments for capital improvements; also if insurance proceeds insufficient for reconstruction, balance assessed as common expense (Article 20.E(3), Article 23.D(1))
- Collections & liens
- Association has lien on each Unit for unpaid assessments, interest, costs, attorney's fees; enforceable by foreclosure like deeds of trust; subordinated to first mortgage (Article 23.I, 23.J)
- Reserves & fees
- Capital Improvement Fund established in Annual Budget for periodic maintenance, repair, replacement of Common Property (Article 23.D(1))
- Leasing & rentals
- Yes, but Owner must lease entire Unit; lease must be in writing, subject to Declaration; lessee default under Declaration is lease default (Article 11)
- Architectural approval
- Yes, for structural modifications, exterior alterations (painting, antennae, objects protruding), fixing objects to Common Property, altering appearance of Common Property – all require written consent of Association (Article 15)
- Maintenance
- Owner maintains interior of Unit (as defined) and Limited Common Areas (patio, balcony, storage shed); Association maintains all Common Property including structural elements, conduits, etc. (Articles 17, 18)
- Insurance
- Casualty insurance on buildings and improvements, public liability and property damage (min. $1,000,000), fidelity bond (amount of one year's operating budget plus reserves), and flood hazard insurance if in flood zone (Article 20.A)
- Use restrictions
- Each Condominium Unit restricted to residential use by Owner, immediate family, guests, invitees, and lessees (Article 11)
- Voting & meetings
- Majority of Unit Owners defined by NC Statutes; '75% of the members' means owners of at least 75% of aggregate interest in Common Areas and Facilities (Article 3 (definitions), Article 26.B)
- Amendments
- Developer may amend within 5 years without consent; otherwise 75% vote of members; changes to percentage ownership, assessment basis, or voting rights require unanimous Owner and first mortgagee consent; changes affecting Lender rights requ (Article 26)
About this HOA
Inland Harbor Condominiums is a homeowners association in Wilmington, NC.
HOAproxy has 1 document on file for Inland Harbor Condominiums: 1 CC&R. Last updated 2026-06-01.