Middle Creek

Key facts from Middle Creek's documents

Reflects the 2007 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Homeowners Association (HOA) for a residential subdivision (Page 1, WHEREAS; Bylaws Article II)

Legal name

MIDDLE CREEK HOA, INC.

Units / lots

Not explicitly stated; references map in Plat Book 70, Pages 424-425 (Article I)

Developer / declarant

GFG Properties, LLC

Assessments & dues

Initially $10.00 per month ($120.00 per year) (Article III, Section D, Section 3(a))

Special assessments

May be levied for capital improvements with assent of 2/3 of each class. (Article III, Section D, Section 4)

Collections & liens

Assessments are a continuing lien on the lot; Association may foreclose or bring personal action. Lien subordinate to first mortgage and ad valorem taxes. (Article III, Section D, Sections 2, 8, 9)

Reserves & fees

Association required to establish and maintain an adequate reserve fund out of annual assessments for periodic maintenance, repair, and replacement of improvements to common areas. (Article III, Section D, Section 3(d))

Pets

Yes, limited to: 2 dogs, 2 cats, 2 birds, and 2 other usual or common household pets. But no more than two (2) of the aforementioned pets allowed total. (Article IV, Section 14)

Parking & vehicles

Prohibited. (Article IV, Section 25)

Fences

Require ARC approval. Must be no nearer to street than back building corner of main dwelling; max 5 ft height. No chain link fences. Vinyl allowed with approval. Corner lots: fencing must be at least 15 ft off right-of-way. All fences must (Article IV, Section 24)

Architectural approval

Approval required for any building, fence, wall, swimming pool, tennis court, exterior addition, alteration, accessory buildings, playhouses over certain size, basketball backboards, pools, retaining walls, fences, etc. (Article III, Section E; Article IV, Sect)

Home business

In-house businesses allowed only if no customers/suppliers visit, operated solely by homeowners, and no outside signs/advertising. Commercial/business activity of any nature prohibited, including child day care, beauty shop, etc. (Article IV, Sections 11 and 13)

Signs & flags

Only one professional sign not more than 4 sq ft advertising property for sale; signs used by builders/developers during construction and sales period; all other signs require ARC approval. No yard sale signs, billboards. (Article IV, Section 12)

Setbacks / home size

All yard and setback requirements shall comply with the County setback. (Article IV, Section 3)

Maintenance

Association maintains common areas; owner maintains lot and shoulders/ditches from right-of-way to edge of pavement. Association provides landscaping/beautification of roads, parkways, common properties, etc. (Article III, Section F, Sections 1, 2; A)

Insurance

Association to provide liability and hazard insurance covering improvements and activities on common properties. Also directors' and officers' liability insurance. (Article III, Section F, Section 2(p) and)

Use restrictions

Properties shall be used only for residential purposes (except temporary offices/models of Declarant). (Article IV, Section 1)

Voting & meetings

Two classes: Class A (owners, one vote per lot) and Class B (Declarant, majority vote). Bylaws: only paid members in good standing (18+) can vote, one vote per residence. (CCRs Article III, Sections C and D; Byla)

Amendments

Bylaws: amended/ altered by affirmative vote of 75% of membership present at regular or special meeting, provided notice of amendment given at least 10 days prior. CCRs: no specific amendment procedure; they run for 25 years and auto-extend (Bylaws Article XIII; CCRs Article IX)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.